Corpus Intelligence IC Memo — NEW ENGLAND BAPTIST HOSPITAL 2026-04-26 10:37 UTC
IC Memo — NEW ENGLAND BAPTIST HOSPITAL
Investment Committee Memorandum | MA | 75 beds | Grade C | EBITDA uplift $16.3M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

NEW ENGLAND BAPTIST HOSPITAL

CCN 220088 | SUFFOLK, MA | 75 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

NEW ENGLAND BAPTIST HOSPITAL is a 75-bed community hospital in SUFFOLK, MA with $221.2M in net patient revenue and a -4.6% operating margin. The hospital serves a payer mix of 47.9% Medicare, 0.0% Medicaid, and 52.1% commercial.

Thesis: Turnaround. Our ML models identify $16.3M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -4.6% to 2.8% (+736bps).

Net Revenue HCRIS$221.2M
Current EBITDA COMPUTED$-10.1M
Operating Margin COMPUTED-4.6%
Occupancy HCRIS35.8%
Revenue / Bed COMPUTED$2.9M
Net-to-Gross HCRIS56.6%
Distress Probability MLnan%

2. Market Context & Competitive Position

99
MA Hospitals
-12.2%
State Median Margin
48
Comparable Hospitals

MA has 99 Medicare-certified hospitals with a median operating margin of -12.2%. The target's margin of -4.6% places it above the state median. Among 48 size-comparable peers (38-150 beds), the median margin is -11.3%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (38-150), prioritizing same-state peers. 48 hospitals in the comp set.

HospitalStateBedsRevenueMargin
NEW ENGLAND BAPTIST HOSPITAL (Target)MA75$221.2M-4.6%
BETH ISRAEL DEACONESS - PLYMOUMA150$349.1M2.6%
FAULKNER HOSPITALMA147$316.6M-7.9%
EMERSON HOSPITALMA111$315.1M-10.1%
THE MERCY HOSPITALMA150$276.4M-12.5%
MASSACHUSETTS EYE AND EAR INFIMA41$263.9M-36.1%
MILFORD REGIONAL MEDICAL CENTEMA148$254.6M-7.2%
COOLEY DICKINSON HOSPITALMA118$233.6M2.3%
STURDY MEMORIAL HOSPITALMA125$221.7M-12.2%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $16.3M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$4.6M+210bp18mo
Cost to Collect4.5%2.5%$4.4M+200bp12mo
Denial Rate Reduction12.0%6.5%$4.4M+198bp12mo
A/R Days Reduction5200.0%3800.0%$2.7M+122bp9mo
Clean Claim Rate88.0%96.0%$142K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$4.6M
Cost to Collect
$4.4M
Denial Rate Reduction
$4.4M
A/R Days Reduction
$2.7M
Clean Claim Rate
$142K
Total EBITDA Uplift$16.3M
Current EBITDA$-10.1M
+ RCM Uplift+$16.3M
Pro Forma EBITDA$6.2M
Current Margin-4.6%
Pro Forma Margin2.8%
WC Released (1x)$8.5M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-15.5M$96.3M0.00x-100.0%
Base (11x exit)10.0x11.0x$-15.5M$100.9M0.00x-100.0%
Bull Case9.0x11.0x$-14.0M$149.6M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-14.0M$159.1M0.00x-100.0%
Bear Case11.0x10.0x$-17.1M$19.9M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-17.1M$16.4M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 48 hospitals with 38-150 beds
  • Same-state prioritization (n=49)
  • Comp margins: P25=-17.0% / P50=-11.3% / P75=2.1%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.