Debt Model — BAPTIST HEALTH SYSTEM
Leverage: 5.5x entry → 3.8x exit
🛡️ Public data only — no PHI permitted on this instance.
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5.5x
Entry Leverage
3.8x
Exit Leverage
$995M
Total Debt at Entry
Debt Schedule
Annual debt balance, mandatory repayment, interest expense, and leverage trajectory.
| Year | Balance | Principal | Interest | Leverage |
|---|---|---|---|---|
| Year 1 | $976.1M | $18.6M | $64.7M | 5.2x |
| Year 2 | $956.9M | $19.2M | $63.4M | 5.0x |
| Year 3 | $937.1M | $19.8M | $62.2M | 4.7x |
| Year 4 | $916.8M | $20.4M | $60.9M | 4.5x |
| Year 5 | $895.8M | $21.0M | $59.6M | 4.3x |
| Year 6 | $874.2M | $21.6M | $58.2M | 4.0x |
| Year 7 | $852.0M | $22.2M | $56.8M | 3.8x |
What This Means
Entry leverage of 5.5x deleverages to 3.8x over the hold period — a 1.7x reduction. Moderate deleveraging.
Check the returns & covenant page to see how leverage affects covenant headroom.