Corpus Intelligence IC Memo — SPANISH FORK HOSPITAL 2026-04-26 04:03 UTC
IC Memo — SPANISH FORK HOSPITAL
Investment Committee Memorandum | UT | 16 beds | Grade B | EBITDA uplift $4.8M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

SPANISH FORK HOSPITAL

CCN 460062 | UTAH, UT | 16 beds | April 26, 2026
EBITDA BridgeData Room
B
Investability

1. Target Overview & Investment Thesis

SPANISH FORK HOSPITAL is a 16-bed suburban community hospital in UTAH, UT with $65.3M in net patient revenue and a 0.5% operating margin. The hospital serves a payer mix of 10.9% Medicare, 8.3% Medicaid, and 80.8% commercial.

Thesis: Turnaround. Our ML models identify $4.8M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 0.5% to 7.8% (+736bps).

Net Revenue HCRIS$65.3M
Current EBITDA COMPUTED$297K
Operating Margin COMPUTED0.5%
Occupancy HCRIS69.7%
Revenue / Bed COMPUTED$4.1M
Net-to-Gross HCRIS37.0%
Distress Probability ML40.3%

2. Market Context & Competitive Position

59
UT Hospitals
8.0%
State Median Margin
18
Comparable Hospitals

UT has 59 Medicare-certified hospitals with a median operating margin of 8.0%. The target's margin of 0.5% places it below the state median. Among 18 size-comparable peers (8-32 beds), the median margin is -1.9%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (8-32), prioritizing same-state peers. 18 hospitals in the comp set.

HospitalStateBedsRevenueMargin
SPANISH FORK HOSPITAL (Target)UT16$65.3M0.5%
GUNNISON VALLEY HOSPITALUT25$130.4M-6.4%
CENTRAL VALLEY MEDICAL CENTERUT25$60.7M4.3%
SEVIER VALLEY HOSPITALUT24$58.2M14.5%
HEBER VALLEY HOSPITALUT19$55.8M8.4%
MOAB REGIONAL HOSPITALUT17$44.2M-3.4%
CACHE VALLEY HOSPITALUT28$34.7M-12.4%
OREM COMMUNITY HOSPITALUT24$34.2M4.9%
BEAR RIVER VALLEY HOSPITALUT16$34.2M9.5%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $4.8M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$1.4M+210bp18mo
Cost to Collect4.5%2.5%$1.3M+200bp12mo
Denial Rate Reduction12.0%6.5%$1.3M+198bp12mo
A/R Days Reduction5200.0%3800.0%$795K+122bp9mo
Clean Claim Rate88.0%96.0%$42K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$1.4M
Cost to Collect
$1.3M
Denial Rate Reduction
$1.3M
A/R Days Reduction
$795K
Clean Claim Rate
$42K
Total EBITDA Uplift$4.8M
Current EBITDA$297K
+ RCM Uplift+$4.8M
Pro Forma EBITDA$5.1M
Current Margin0.5%
Pro Forma Margin7.8%
WC Released (1x)$2.5M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$458K$50.1M109.38x155.7%
Base (11x exit)10.0x11.0x$458K$55.2M120.64x160.8%
Bull Case9.0x11.0x$412K$71.2M172.94x180.3%
Bull (12x exit)9.0x12.0x$412K$77.8M188.96x185.3%
Bear Case11.0x10.0x$503K$25.9M51.37x119.9%
Bear (11x exit)11.0x11.0x$503K$28.6M56.83x124.4%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 18 hospitals with 8-32 beds
  • Same-state prioritization (n=19)
  • Comp margins: P25=-11.3% / P50=-1.9% / P75=5.2%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.