Corpus Intelligence IC Memo — ATLANTIC REHABILITATION INSTITUTE 2026-04-26 08:50 UTC
IC Memo — ATLANTIC REHABILITATION INSTITUTE
Investment Committee Memorandum | NJ | 38 beds | Grade C | EBITDA uplift $1.7M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

ATLANTIC REHABILITATION INSTITUTE

CCN 313038 | MORRIS, NJ | 38 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

ATLANTIC REHABILITATION INSTITUTE is a 38-bed suburban community hospital in MORRIS, NJ with $23.2M in net patient revenue and a 22.9% operating margin. The hospital serves a payer mix of 58.6% Medicare, 1.4% Medicaid, and 40.1% commercial.

Thesis: Turnaround. Our ML models identify $1.7M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 22.9% to 30.2% (+736bps).

Net Revenue HCRIS$23.2M
Current EBITDA COMPUTED$5.3M
Operating Margin COMPUTED22.9%
Occupancy HCRIS86.7%
Revenue / Bed COMPUTED$611K
Net-to-Gross HCRIS55.9%
Distress Probability ML43.8%

2. Market Context & Competitive Position

95
NJ Hospitals
-3.9%
State Median Margin
16
Comparable Hospitals

NJ has 95 Medicare-certified hospitals with a median operating margin of -3.9%. The target's margin of 22.9% places it above the state median. Among 16 size-comparable peers (19-76 beds), the median margin is -4.9%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (19-76), prioritizing same-state peers. 16 hospitals in the comp set.

HospitalStateBedsRevenueMargin
ATLANTIC REHABILITATION INSTIT (Target)NJ38$23.2M22.9%
CHILDRENS SPECIALIZED HOPSITALNJ68$150.1M-18.1%
RAMAPO RIDGE PSYCHIATRICNJ58$78.4M-34.4%
SILVER LAKE (12 MONTH FOR FILINJ63$55.3M-24.8%
MARLTON REHAB HOSPITALNJ61$38.4M9.5%
UNIVERSITY BEHAVIORAL HEALTHCANJ64$38.1M-50.0%
SSH WILLINGBORONJ69$32.9M9.2%
SSH - NORTHEAST NEW JERSEY INNJ62$29.8M1.8%
ENCOMPASS HEALTH REHABILITATIONJ60$28.9M18.0%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $1.7M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$488K+210bp18mo
Cost to Collect4.5%2.5%$464K+200bp12mo
Denial Rate Reduction12.0%6.5%$460K+198bp12mo
A/R Days Reduction5200.0%3800.0%$282K+122bp9mo
Clean Claim Rate88.0%96.0%$15K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$488K
Cost to Collect
$464K
Denial Rate Reduction
$460K
A/R Days Reduction
$282K
Clean Claim Rate
$15K
Total EBITDA Uplift$1.7M
Current EBITDA$5.3M
+ RCM Uplift+$1.7M
Pro Forma EBITDA$7.0M
Current Margin22.9%
Pro Forma Margin30.2%
WC Released (1x)$890K

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$8.2M$52.1M6.38x44.9%
Base (11x exit)10.0x11.0x$8.2M$59.9M7.34x49.0%
Bull Case9.0x11.0x$7.3M$68.2M9.29x56.2%
Bull (12x exit)9.0x12.0x$7.3M$76.6M10.43x59.8%
Bear Case11.0x10.0x$9.0M$40.9M4.55x35.4%
Bear (11x exit)11.0x11.0x$9.0M$47.9M5.33x39.8%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumHeavy Medicare dependenceMedicare comprises 58.6% of days; rate updates may lag inflation. Mitigant: CDI/CMI lever directly increases Medicare reimbursement

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 16 hospitals with 19-76 beds
  • Same-state prioritization (n=17)
  • Comp margins: P25=-25.1% / P50=-4.9% / P75=9.2%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.