Corpus Intelligence IC Memo — ST MARTIN HOSPITAL 2026-04-26 15:54 UTC
IC Memo — ST MARTIN HOSPITAL
Investment Committee Memorandum | LA | 25 beds | Grade C | EBITDA uplift $2.7M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

ST MARTIN HOSPITAL

CCN 191302 | ST. MARTIN PARISH, LA | 25 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

ST MARTIN HOSPITAL is a 25-bed suburban community hospital in ST. MARTIN PARISH, LA with $36.3M in net patient revenue and a 6.5% operating margin. The hospital serves a payer mix of 53.7% Medicare, 0.2% Medicaid, and 46.1% commercial.

Thesis: Turnaround. Our ML models identify $2.7M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 6.5% to 13.9% (+736bps).

Net Revenue HCRIS$36.3M
Current EBITDA COMPUTED$2.4M
Operating Margin COMPUTED6.5%
Occupancy HCRIS63.2%
Revenue / Bed COMPUTED$1.5M
Net-to-Gross HCRIS36.4%
Distress Probability ML45.3%

2. Market Context & Competitive Position

212
LA Hospitals
-3.5%
State Median Margin
130
Comparable Hospitals

LA has 212 Medicare-certified hospitals with a median operating margin of -3.5%. The target's margin of 6.5% places it above the state median. Among 130 size-comparable peers (12-50 beds), the median margin is -3.3%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (12-50), prioritizing same-state peers. 130 hospitals in the comp set.

HospitalStateBedsRevenueMargin
ST MARTIN HOSPITAL (Target)LA25$36.3M6.5%
SPECIALISTS HOSPITAL OF SHREVELA15$79.1M21.3%
OCHSNER BAYOU LLCLA25$76.5M-0.9%
OUR LADY OF THE ANGELS HOSPITALA36$76.2M-4.9%
CENTRAL LOUISIANA SURGICAL HOSLA24$69.1M7.7%
ABBEVILLE GENERAL HOSPITALLA44$68.5M3.4%
ST. CHARLES PARISH HOSPITALLA27$64.0M-5.1%
AVALALA21$64.0M7.4%
BYRD REGIONAL HOSPITALLA39$61.1M2.5%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $2.7M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$762K+210bp18mo
Cost to Collect4.5%2.5%$726K+200bp12mo
Denial Rate Reduction12.0%6.5%$718K+198bp12mo
A/R Days Reduction5200.0%3800.0%$442K+122bp9mo
Clean Claim Rate88.0%96.0%$23K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$762K
Cost to Collect
$726K
Denial Rate Reduction
$718K
A/R Days Reduction
$442K
Clean Claim Rate
$23K
Total EBITDA Uplift$2.7M
Current EBITDA$2.4M
+ RCM Uplift+$2.7M
Pro Forma EBITDA$5.0M
Current Margin6.5%
Pro Forma Margin13.9%
WC Released (1x)$1.4M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$3.6M$42.2M11.66x63.4%
Base (11x exit)10.0x11.0x$3.6M$47.6M13.15x67.4%
Bull Case9.0x11.0x$3.3M$57.6M17.67x77.6%
Bull (12x exit)9.0x12.0x$3.3M$63.8M19.58x81.3%
Bear Case11.0x10.0x$4.0M$27.7M6.95x47.4%
Bear (11x exit)11.0x11.0x$4.0M$31.8M7.97x51.5%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 130 hospitals with 12-50 beds
  • Same-state prioritization (n=131)
  • Comp margins: P25=-15.8% / P50=-3.3% / P75=5.4%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.