Debt Model — ST.FRANCIS HEALTH CENTER
Leverage: 5.5x entry → 0.0x exit
🛡️ Public data only — no PHI permitted on this instance.
← DashboardPRFProfileMEMIC MemoBRGBridgeCIComp IntelSCNScenariosAIMLDCFDCFLBOLBOFIN3-StmtMKTMarketDENDenialRETReturnsLVRLeversWFLWaterfallPLYPlaybookTRDTrendsPREDPredictedMEM2Memo
5.5x
Entry Leverage
0.0x
Exit Leverage
$-209M
Total Debt at Entry
Debt Schedule
Annual debt balance, mandatory repayment, interest expense, and leverage trajectory.
| Year | Balance | Principal | Interest | Leverage |
|---|---|---|---|---|
| Year 1 | $0.0M | $-3.9M | $-13.6M | 0.0x |
| Year 2 | $4.0M | $-4.0M | $0.0M | 0.0x |
| Year 3 | $8.2M | $-4.1M | $0.3M | 0.0x |
| Year 4 | $12.4M | $-4.3M | $0.5M | 0.0x |
| Year 5 | $16.8M | $-4.4M | $0.8M | 0.0x |
| Year 6 | $21.4M | $-4.5M | $1.1M | 0.0x |
| Year 7 | $26.0M | $-4.7M | $1.4M | 0.0x |
What This Means
Entry leverage of 5.5x deleverages to 0.0x over the hold period — a 5.5x reduction. Strong deleveraging — equity returns benefit from debt paydown.
Check the returns & covenant page to see how leverage affects covenant headroom.