Corpus Intelligence IC Memo — AURORA MED CTR OF MANITOWOC COUNTY 2026-04-26 13:28 UTC
IC Memo — AURORA MED CTR OF MANITOWOC COUNTY
Investment Committee Memorandum | WI | 69 beds | Grade C | EBITDA uplift $7.1M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

AURORA MED CTR OF MANITOWOC COUNTY

CCN 520034 | MANITOWOC, WI | 69 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

AURORA MED CTR OF MANITOWOC COUNTY is a 69-bed suburban community hospital in MANITOWOC, WI with $96.2M in net patient revenue and a 22.4% operating margin. The hospital serves a payer mix of 28.3% Medicare, 2.4% Medicaid, and 69.3% commercial.

Thesis: Turnaround. Our ML models identify $7.1M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 22.4% to 29.7% (+736bps).

Net Revenue HCRIS$96.2M
Current EBITDA COMPUTED$21.5M
Operating Margin COMPUTED22.4%
Occupancy HCRIS29.6%
Revenue / Bed COMPUTED$1.4M
Net-to-Gross HCRIS31.2%
Distress Probability ML52.2%

2. Market Context & Competitive Position

150
WI Hospitals
0.4%
State Median Margin
46
Comparable Hospitals

WI has 150 Medicare-certified hospitals with a median operating margin of 0.4%. The target's margin of 22.4% places it above the state median. Among 46 size-comparable peers (34-138 beds), the median margin is -5.2%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (34-138), prioritizing same-state peers. 46 hospitals in the comp set.

HospitalStateBedsRevenueMargin
AURORA MED CTR OF MANITOWOC CO (Target)WI69$96.2M22.4%
ST. JOSEPHS COMM. HOSPT.WI70$436.8M66.1%
MCHS FRANCISCAN HEALTHCARE INWI103$413.8M-7.2%
AURORA MEDICAL CENTER GRAFTONWI132$300.4M16.7%
ST. AGNES HOSPITALWI77$275.9M-3.0%
BELOIT MEMORIAL HOSPITAL INC.WI97$249.6M-3.0%
AURORA MEDICAL CENTER OF OSHKOWI79$222.3M17.9%
MARSHFIELD MEDICAL CENTER-EAU WI56$214.6M-21.8%
AURORA MEDICAL CTR SHEBOYGAN CWI116$211.8M7.7%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $7.1M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$2.0M+210bp18mo
Cost to Collect4.5%2.5%$1.9M+200bp12mo
Denial Rate Reduction12.0%6.5%$1.9M+198bp12mo
A/R Days Reduction5200.0%3800.0%$1.2M+122bp9mo
Clean Claim Rate88.0%96.0%$62K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$2.0M
Cost to Collect
$1.9M
Denial Rate Reduction
$1.9M
A/R Days Reduction
$1.2M
Clean Claim Rate
$62K
Total EBITDA Uplift$7.1M
Current EBITDA$21.5M
+ RCM Uplift+$7.1M
Pro Forma EBITDA$28.6M
Current Margin22.4%
Pro Forma Margin29.7%
WC Released (1x)$3.7M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$33.1M$212.7M6.43x45.1%
Base (11x exit)10.0x11.0x$33.1M$244.7M7.39x49.2%
Bull Case9.0x11.0x$29.8M$278.8M9.36x56.4%
Bull (12x exit)9.0x12.0x$29.8M$313.0M10.51x60.1%
Bear Case11.0x10.0x$36.4M$166.6M4.57x35.5%
Bear (11x exit)11.0x11.0x$36.4M$195.0M5.36x39.9%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumLow occupancyAt 29.6%, fixed costs are spread over fewer patient days. Mitigant: volume growth is an additional upside lever not modeled in base case
HighElevated distress probabilityModel estimates 52.2% probability of financial distress. Mitigant: distressed entry pricing (7-9x) compensates for risk

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 46 hospitals with 34-138 beds
  • Same-state prioritization (n=47)
  • Comp margins: P25=-17.3% / P50=-5.2% / P75=12.1%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.