Corpus Intelligence IC Memo — SSH WEIRTON 2026-04-26 03:42 UTC
IC Memo — SSH WEIRTON
Investment Committee Memorandum | WV | 49 beds | Grade C | EBITDA uplift $2.0M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

SSH WEIRTON

CCN 512005 | HANCOCK, WV | 49 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

SSH WEIRTON is a 49-bed suburban community hospital in HANCOCK, WV with $27.6M in net patient revenue and a 1.3% operating margin. The hospital serves a payer mix of 58.9% Medicare, 8.9% Medicaid, and 32.2% commercial.

Thesis: Turnaround. Our ML models identify $2.0M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 1.3% to 8.7% (+736bps).

Net Revenue HCRIS$27.6M
Current EBITDA COMPUTED$358K
Operating Margin COMPUTED1.3%
Occupancy HCRIS87.4%
Revenue / Bed COMPUTED$564K
Net-to-Gross HCRIS17.9%
Distress Probability ML41.5%

2. Market Context & Competitive Position

62
WV Hospitals
-0.3%
State Median Margin
36
Comparable Hospitals

WV has 62 Medicare-certified hospitals with a median operating margin of -0.3%. The target's margin of 1.3% places it above the state median. Among 36 size-comparable peers (24-98 beds), the median margin is 2.6%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (24-98), prioritizing same-state peers. 36 hospitals in the comp set.

HospitalStateBedsRevenueMargin
SSH WEIRTON (Target)WV49$27.6M1.3%
REYNOLDS MEMORIAL HOSPITALWV94$123.6M3.8%
BECKLEY ARHWV72$109.2M-37.8%
ST. JOSEPHS HOSPITAL OF BUCKHAWV25$101.4M15.7%
DAVIS MEMORIAL HOSPITALWV90$100.9M-20.4%
JEFFERSON MEMORIAL HOSPITALWV25$85.5M9.7%
POTOMAC VALLEY HOSPITALWV25$69.5M16.2%
BOONE MEMORIAL HOSPITALWV25$61.8M-12.0%
SUMMERSVILLE REGIONAL MED CENTWV25$60.6M0.3%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $2.0M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$580K+210bp18mo
Cost to Collect4.5%2.5%$552K+200bp12mo
Denial Rate Reduction12.0%6.5%$547K+198bp12mo
A/R Days Reduction5200.0%3800.0%$336K+122bp9mo
Clean Claim Rate88.0%96.0%$18K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$580K
Cost to Collect
$552K
Denial Rate Reduction
$547K
A/R Days Reduction
$336K
Clean Claim Rate
$18K
Total EBITDA Uplift$2.0M
Current EBITDA$358K
+ RCM Uplift+$2.0M
Pro Forma EBITDA$2.4M
Current Margin1.3%
Pro Forma Margin8.7%
WC Released (1x)$1.1M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$551K$22.7M41.16x110.3%
Base (11x exit)10.0x11.0x$551K$25.1M45.60x114.7%
Bull Case9.0x11.0x$496K$32.0M64.54x130.1%
Bull (12x exit)9.0x12.0x$496K$35.1M70.70x134.4%
Bear Case11.0x10.0x$607K$12.3M20.36x82.7%
Bear (11x exit)11.0x11.0x$607K$13.8M22.72x86.8%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumHeavy Medicare dependenceMedicare comprises 58.9% of days; rate updates may lag inflation. Mitigant: CDI/CMI lever directly increases Medicare reimbursement
LowLow net-to-gross ratioLarge contractual allowances suggest pricing discipline issues. Mitigant: payer renegotiation is an additional upside lever

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 36 hospitals with 24-98 beds
  • Same-state prioritization (n=37)
  • Comp margins: P25=-13.7% / P50=2.6% / P75=10.9%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.