Corpus Intelligence IC Memo — ROANE GENERAL HOSPITAL 2026-04-26 03:41 UTC
IC Memo — ROANE GENERAL HOSPITAL
Investment Committee Memorandum | WV | 25 beds | Grade C | EBITDA uplift $3.6M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

ROANE GENERAL HOSPITAL

CCN 511306 | ROANE, WV | 25 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

ROANE GENERAL HOSPITAL is a 25-bed rural/critical access in ROANE, WV with $48.9M in net patient revenue and a -13.1% operating margin. The hospital serves a payer mix of 45.3% Medicare, 0.2% Medicaid, and 54.5% commercial.

Thesis: Turnaround. Our ML models identify $3.6M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -13.1% to -5.8% (+736bps).

Net Revenue HCRIS$48.9M
Current EBITDA COMPUTED$-6.4M
Operating Margin COMPUTED-13.1%
Occupancy HCRIS28.2%
Revenue / Bed COMPUTED$2.0M
Net-to-Gross HCRIS43.4%
Distress Probability ML53.1%

2. Market Context & Competitive Position

62
WV Hospitals
-0.3%
State Median Margin
30
Comparable Hospitals

WV has 62 Medicare-certified hospitals with a median operating margin of -0.3%. The target's margin of -13.1% places it below the state median. Among 30 size-comparable peers (12-50 beds), the median margin is 1.3%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (12-50), prioritizing same-state peers. 30 hospitals in the comp set.

HospitalStateBedsRevenueMargin
ROANE GENERAL HOSPITAL (Target)WV25$48.9M-13.1%
ST. JOSEPHS HOSPITAL OF BUCKHAWV25$101.4M15.7%
JEFFERSON MEMORIAL HOSPITALWV25$85.5M9.7%
POTOMAC VALLEY HOSPITALWV25$69.5M16.2%
BOONE MEMORIAL HOSPITALWV25$61.8M-12.0%
SUMMERSVILLE REGIONAL MED CENTWV25$60.6M0.3%
ST FRANCIS HOSPITALWV40$58.5M30.5%
JACKSON GENERAL HOSPITALWV25$47.9M12.6%
GRANT MEMORIAL HOSPITALWV25$47.8M-2.8%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $3.6M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$1.0M+210bp18mo
Cost to Collect4.5%2.5%$977K+200bp12mo
Denial Rate Reduction12.0%6.5%$968K+198bp12mo
A/R Days Reduction5200.0%3800.0%$595K+122bp9mo
Clean Claim Rate88.0%96.0%$31K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$1.0M
Cost to Collect
$977K
Denial Rate Reduction
$968K
A/R Days Reduction
$595K
Clean Claim Rate
$31K
Total EBITDA Uplift$3.6M
Current EBITDA$-6.4M
+ RCM Uplift+$3.6M
Pro Forma EBITDA$-2.8M
Current Margin-13.1%
Pro Forma Margin-5.8%
WC Released (1x)$1.9M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-9.9M$-6.3M0.00x-100.0%
Base (11x exit)10.0x11.0x$-9.9M$-10.2M0.00x-100.0%
Bull Case9.0x11.0x$-8.9M$-1.5M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-8.9M$-4.3M0.00x-100.0%
Bear Case11.0x10.0x$-10.9M$-21.1M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-10.9M$-26.7M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion
MediumLow occupancyAt 28.2%, fixed costs are spread over fewer patient days. Mitigant: volume growth is an additional upside lever not modeled in base case
HighElevated distress probabilityModel estimates 53.1% probability of financial distress. Mitigant: distressed entry pricing (7-9x) compensates for risk

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 30 hospitals with 12-50 beds
  • Same-state prioritization (n=31)
  • Comp margins: P25=-10.9% / P50=1.3% / P75=10.3%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.