Corpus Intelligence IC Memo — REYNOLDS MEMORIAL HOSPITAL 2026-04-26 03:51 UTC
IC Memo — REYNOLDS MEMORIAL HOSPITAL
Investment Committee Memorandum | WV | 94 beds | Grade C | EBITDA uplift $9.1M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

REYNOLDS MEMORIAL HOSPITAL

CCN 510013 | MARSHALL, WV | 94 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

REYNOLDS MEMORIAL HOSPITAL is a 94-bed suburban community hospital in MARSHALL, WV with $123.6M in net patient revenue and a 3.8% operating margin. The hospital serves a payer mix of 24.9% Medicare, 4.5% Medicaid, and 70.7% commercial.

Thesis: Turnaround. Our ML models identify $9.1M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 3.8% to 11.1% (+736bps).

Net Revenue HCRIS$123.6M
Current EBITDA COMPUTED$4.7M
Operating Margin COMPUTED3.8%
Occupancy HCRIS43.9%
Revenue / Bed COMPUTED$1.3M
Net-to-Gross HCRIS34.9%
Distress Probability ML49.9%

2. Market Context & Competitive Position

62
WV Hospitals
-0.3%
State Median Margin
20
Comparable Hospitals

WV has 62 Medicare-certified hospitals with a median operating margin of -0.3%. The target's margin of 3.8% places it above the state median. Among 20 size-comparable peers (47-188 beds), the median margin is 1.3%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (47-188), prioritizing same-state peers. 20 hospitals in the comp set.

HospitalStateBedsRevenueMargin
REYNOLDS MEMORIAL HOSPITAL (Target)WV94$123.6M3.8%
CITY HOSPITAL INC.WV163$304.2M-2.8%
PRINCETON COMMUNITY HOSPITALWV115$290.2M12.8%
THOMAS MEMORIAL HOSPITALWV176$209.0M26.7%
WEIRTON MEDICAL CENTERWV127$182.4M9.4%
MONONGALIA GENERAL HOSPITALWV160$155.1M-5.3%
BECKLEY ARHWV72$109.2M-37.8%
LOGAN REGIONAL MEDICAL CENTERWV132$104.0M3.4%
DAVIS MEMORIAL HOSPITALWV90$100.9M-20.4%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $9.1M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$2.6M+210bp18mo
Cost to Collect4.5%2.5%$2.5M+200bp12mo
Denial Rate Reduction12.0%6.5%$2.4M+198bp12mo
A/R Days Reduction5200.0%3800.0%$1.5M+122bp9mo
Clean Claim Rate88.0%96.0%$79K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$2.6M
Cost to Collect
$2.5M
Denial Rate Reduction
$2.4M
A/R Days Reduction
$1.5M
Clean Claim Rate
$79K
Total EBITDA Uplift$9.1M
Current EBITDA$4.7M
+ RCM Uplift+$9.1M
Pro Forma EBITDA$13.8M
Current Margin3.8%
Pro Forma Margin11.1%
WC Released (1x)$4.7M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$7.2M$121.8M16.95x76.1%
Base (11x exit)10.0x11.0x$7.2M$136.3M18.97x80.1%
Bull Case9.0x11.0x$6.5M$168.7M26.08x92.0%
Bull (12x exit)9.0x12.0x$6.5M$185.9M28.74x95.8%
Bear Case11.0x10.0x$7.9M$74.0M9.36x56.4%
Bear (11x exit)11.0x11.0x$7.9M$83.9M10.62x60.4%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 20 hospitals with 47-188 beds
  • Same-state prioritization (n=21)
  • Comp margins: P25=-14.0% / P50=1.3% / P75=12.5%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.