Corpus Intelligence IC Memo — MORRISTOWN-HAMBLEN HOSPITAL 2026-04-26 03:50 UTC
IC Memo — MORRISTOWN-HAMBLEN HOSPITAL
Investment Committee Memorandum | TN | 102 beds | Grade C | EBITDA uplift $9.3M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

MORRISTOWN-HAMBLEN HOSPITAL

CCN 440030 | HAMBLEN, TN | 102 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

MORRISTOWN-HAMBLEN HOSPITAL is a 102-bed community hospital in HAMBLEN, TN with $126.6M in net patient revenue and a 11.8% operating margin. The hospital serves a payer mix of 20.2% Medicare, 0.0% Medicaid, and 79.8% commercial.

Thesis: Turnaround. Our ML models identify $9.3M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 11.8% to 19.2% (+736bps).

Net Revenue HCRIS$126.6M
Current EBITDA COMPUTED$15.0M
Operating Margin COMPUTED11.8%
Occupancy HCRIS81.8%
Revenue / Bed COMPUTED$1.2M
Net-to-Gross HCRIS27.5%
Distress Probability MLnan%

2. Market Context & Competitive Position

141
TN Hospitals
-0.6%
State Median Margin
49
Comparable Hospitals

TN has 141 Medicare-certified hospitals with a median operating margin of -0.6%. The target's margin of 11.8% places it above the state median. Among 49 size-comparable peers (51-204 beds), the median margin is 0.6%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (51-204), prioritizing same-state peers. 49 hospitals in the comp set.

HospitalStateBedsRevenueMargin
MORRISTOWN-HAMBLEN HOSPITAL (Target)TN102$126.6M11.8%
BLOUNT MEMORIAL HOSPITALTN145$326.0M-8.5%
SUMMIT MEDICAL CENTERTN188$298.0M40.6%
METRO NASHVILLE GENERAL HOSPITTN114$287.4M48.9%
WILLIAMSON HEALTHTN203$271.4M-3.3%
TRISTAR HENDERSONVILLE MEDICALTN129$208.6M41.5%
TRISTAR STONECREST MEDICAL CENTN115$190.0M39.5%
SKYRIDGE MEDICAL CENTERTN176$163.5M17.3%
SUMNER REGIONAL MEDICAL CENTERTN138$161.9M-2.7%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $9.3M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$2.7M+210bp18mo
Cost to Collect4.5%2.5%$2.5M+200bp12mo
Denial Rate Reduction12.0%6.5%$2.5M+198bp12mo
A/R Days Reduction5200.0%3800.0%$1.5M+122bp9mo
Clean Claim Rate88.0%96.0%$81K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$2.7M
Cost to Collect
$2.5M
Denial Rate Reduction
$2.5M
A/R Days Reduction
$1.5M
Clean Claim Rate
$81K
Total EBITDA Uplift$9.3M
Current EBITDA$15.0M
+ RCM Uplift+$9.3M
Pro Forma EBITDA$24.3M
Current Margin11.8%
Pro Forma Margin19.2%
WC Released (1x)$4.9M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$23.0M$191.9M8.34x52.8%
Base (11x exit)10.0x11.0x$23.0M$218.6M9.49x56.9%
Bull Case9.0x11.0x$20.7M$256.9M12.39x65.4%
Bull (12x exit)9.0x12.0x$20.7M$286.3M13.81x69.1%
Bear Case11.0x10.0x$25.3M$137.9M5.44x40.3%
Bear (11x exit)11.0x11.0x$25.3M$159.9M6.31x44.5%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 49 hospitals with 51-204 beds
  • Same-state prioritization (n=50)
  • Comp margins: P25=-8.5% / P50=0.6% / P75=14.4%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.