Corpus Intelligence IC Memo — JULIAN F KEITH - ADATC 2026-04-26 07:45 UTC
IC Memo — JULIAN F KEITH - ADATC
Investment Committee Memorandum | NC | 80 beds | Grade C | EBITDA uplift $2.5M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

JULIAN F KEITH - ADATC

CCN 344023 | BUNCOMBE, NC | 80 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

JULIAN F KEITH - ADATC is a 80-bed suburban community hospital in BUNCOMBE, NC with $34.4M in net patient revenue and a 11.1% operating margin. The hospital serves a payer mix of 2.8% Medicare, 12.7% Medicaid, and 84.6% commercial.

Thesis: Turnaround. Our ML models identify $2.5M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 11.1% to 18.4% (+736bps).

Net Revenue HCRIS$34.4M
Current EBITDA COMPUTED$3.8M
Operating Margin COMPUTED11.1%
Occupancy HCRIS49.3%
Revenue / Bed COMPUTED$430K
Net-to-Gross HCRIS100.0%
Distress Probability ML58.2%

2. Market Context & Competitive Position

129
NC Hospitals
-2.0%
State Median Margin
55
Comparable Hospitals

NC has 129 Medicare-certified hospitals with a median operating margin of -2.0%. The target's margin of 11.1% places it above the state median. Among 55 size-comparable peers (40-160 beds), the median margin is -1.7%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (40-160), prioritizing same-state peers. 55 hospitals in the comp set.

HospitalStateBedsRevenueMargin
JULIAN F KEITH - ADATC (Target)NC80$34.4M11.1%
MARGARET R. PARDEE MEMORIAL HONC160$341.3M-5.7%
ATRIUM HEALTH UNIVERSITY CITYNC104$286.9M28.6%
BLUE RIDGE HEALTHCARE HOSPITALNC156$277.3M-1.1%
PRESBYTERIAN HOSPITAL HUNTERSVNC135$276.7M21.8%
PRESBYTERIAN HOSPITAL MATTHEWSNC157$274.9M14.3%
IREDELL MEMORIAL HOSPITALNC155$228.0M3.7%
ADVENTHEALTH HENDERSONVILLENC73$227.1M-4.1%
THOMASVILLE MEDICAL CENTERNC73$220.3M-14.3%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $2.5M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$722K+210bp18mo
Cost to Collect4.5%2.5%$687K+200bp12mo
Denial Rate Reduction12.0%6.5%$680K+198bp12mo
A/R Days Reduction5200.0%3800.0%$418K+122bp9mo
Clean Claim Rate88.0%96.0%$22K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$722K
Cost to Collect
$687K
Denial Rate Reduction
$680K
A/R Days Reduction
$418K
Clean Claim Rate
$22K
Total EBITDA Uplift$2.5M
Current EBITDA$3.8M
+ RCM Uplift+$2.5M
Pro Forma EBITDA$6.3M
Current Margin11.1%
Pro Forma Margin18.4%
WC Released (1x)$1.3M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$5.8M$50.3M8.62x53.8%
Base (11x exit)10.0x11.0x$5.8M$57.3M9.80x57.9%
Bull Case9.0x11.0x$5.3M$67.5M12.84x66.6%
Bull (12x exit)9.0x12.0x$5.3M$75.2M14.30x70.2%
Bear Case11.0x10.0x$6.4M$35.8M5.57x41.0%
Bear (11x exit)11.0x11.0x$6.4M$41.5M6.45x45.2%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighElevated distress probabilityModel estimates 58.2% probability of financial distress. Mitigant: distressed entry pricing (7-9x) compensates for risk

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 55 hospitals with 40-160 beds
  • Same-state prioritization (n=56)
  • Comp margins: P25=-8.6% / P50=-1.7% / P75=11.5%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.