Corpus Intelligence IC Memo — OUR LADY OF THE LAKE ASSUMPTION COM 2026-04-26 14:10 UTC
IC Memo — OUR LADY OF THE LAKE ASSUMPTION COM
Investment Committee Memorandum | LA | 15 beds | Grade D | EBITDA uplift $866K
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

OUR LADY OF THE LAKE ASSUMPTION COM

CCN 191303 | nan, LA | 15 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

OUR LADY OF THE LAKE ASSUMPTION COM is a 15-bed community hospital in nan, LA with $11.7M in net patient revenue and a 24.2% operating margin. The hospital serves a payer mix of 0.0% Medicare, 0.0% Medicaid, and 100.0% commercial.

Thesis: Turnaround. Our ML models identify $866K in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 24.2% to 31.5% (+739bps).

Net Revenue HCRIS$11.7M
Current EBITDA COMPUTED$2.8M
Operating Margin COMPUTED24.2%
Occupancy HCRIS0.1%
Revenue / Bed COMPUTED$781K
Net-to-Gross HCRIS80.7%
Distress Probability MLnan%

2. Market Context & Competitive Position

212
LA Hospitals
-3.5%
State Median Margin
88
Comparable Hospitals

LA has 212 Medicare-certified hospitals with a median operating margin of -3.5%. The target's margin of 24.2% places it above the state median. Among 88 size-comparable peers (8-30 beds), the median margin is -1.7%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (8-30), prioritizing same-state peers. 88 hospitals in the comp set.

HospitalStateBedsRevenueMargin
OUR LADY OF THE LAKE ASSUMPTIO (Target)LA15$11.7M24.2%
SPECIALISTS HOSPITAL OF SHREVELA15$79.1M21.3%
OCHSNER BAYOU LLCLA25$76.5M-0.9%
CENTRAL LOUISIANA SURGICAL HOSLA24$69.1M7.7%
ST. CHARLES PARISH HOSPITALLA27$64.0M-5.1%
AVALALA21$64.0M7.4%
THE SPINE HOSPITAL OF LOUISIANLA23$57.4M35.4%
PARK PLACE SURGERY CENTERLA10$51.6M15.4%
SURGICAL SPECIALTY CENTER BATOLA16$49.8M16.9%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $866K (739bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$246K+210bp18mo
Cost to Collect4.5%2.5%$234K+200bp12mo
Denial Rate Reduction12.0%6.5%$234K+200bp12mo
A/R Days Reduction5200.0%3800.0%$142K+122bp9mo
Clean Claim Rate88.0%96.0%$10K+8bp6mo

5. EBITDA Bridge

Net Collection Rate
$246K
Cost to Collect
$234K
Denial Rate Reduction
$234K
A/R Days Reduction
$142K
Clean Claim Rate
$10K
Total EBITDA Uplift$866K
Current EBITDA$2.8M
+ RCM Uplift+$866K
Pro Forma EBITDA$3.7M
Current Margin24.2%
Pro Forma Margin31.5%
WC Released (1x)$449K

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$4.4M$27.3M6.28x44.4%
Base (11x exit)10.0x11.0x$4.4M$31.5M7.23x48.5%
Bull Case9.0x11.0x$3.9M$35.7M9.12x55.6%
Bull (12x exit)9.0x12.0x$3.9M$40.1M10.25x59.3%
Bear Case11.0x10.0x$4.8M$21.6M4.51x35.1%
Bear (11x exit)11.0x11.0x$4.8M$25.3M5.28x39.5%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumLow occupancyAt 0.1%, fixed costs are spread over fewer patient days. Mitigant: volume growth is an additional upside lever not modeled in base case

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 88 hospitals with 8-30 beds
  • Same-state prioritization (n=90)
  • Comp margins: P25=-14.3% / P50=-1.7% / P75=7.6%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.