Corpus Intelligence IC Memo — PORTNEUF MEDICAL CENTER 2026-04-26 11:19 UTC
IC Memo — PORTNEUF MEDICAL CENTER
Investment Committee Memorandum | ID | 142 beds | Grade C | EBITDA uplift $28.7M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

PORTNEUF MEDICAL CENTER

CCN 130028 | BANNOCK, ID | 142 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

PORTNEUF MEDICAL CENTER is a 142-bed suburban community hospital in BANNOCK, ID with $390.3M in net patient revenue and a 13.4% operating margin. The hospital serves a payer mix of 26.6% Medicare, 23.3% Medicaid, and 50.2% commercial.

Thesis: Turnaround. Our ML models identify $28.7M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 13.4% to 20.7% (+736bps).

Net Revenue HCRIS$390.3M
Current EBITDA COMPUTED$52.2M
Operating Margin COMPUTED13.4%
Occupancy HCRIS69.4%
Revenue / Bed COMPUTED$2.7M
Net-to-Gross HCRIS24.0%
Distress Probability ML45.6%

2. Market Context & Competitive Position

51
ID Hospitals
-3.5%
State Median Margin
10
Comparable Hospitals

ID has 51 Medicare-certified hospitals with a median operating margin of -3.5%. The target's margin of 13.4% places it above the state median. Among 10 size-comparable peers (71-284 beds), the median margin is 5.5%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (71-284), prioritizing same-state peers. 10 hospitals in the comp set.

HospitalStateBedsRevenueMargin
PORTNEUF MEDICAL CENTER (Target)ID142$390.3M13.4%
ST LUKES MAGIC VALLEY REG MED ID175$482.9M-6.8%
EASTERN IDAHO REGIONAL MEDICALID233$370.5M42.0%
ST. ALPHONSUS MEDICAL CENTER -ID96$263.3M15.2%
ST. LUKES NAMPA MEDICAL CENTERID87$255.6M-10.1%
ST JOSEPH REGIONAL MEDICAL CENID110$168.4M-3.0%
WEST VALLEY MEDICAL CENTERID112$118.1M24.6%
IDAHO FALLS COMMUNITY HOSPITALID88$98.9M-23.1%
INTERMOUNTAINID150$31.5M26.3%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $28.7M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$8.2M+210bp18mo
Cost to Collect4.5%2.5%$7.8M+200bp12mo
Denial Rate Reduction12.0%6.5%$7.7M+198bp12mo
A/R Days Reduction5200.0%3800.0%$4.7M+122bp9mo
Clean Claim Rate88.0%96.0%$250K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$8.2M
Cost to Collect
$7.8M
Denial Rate Reduction
$7.7M
A/R Days Reduction
$4.7M
Clean Claim Rate
$250K
Total EBITDA Uplift$28.7M
Current EBITDA$52.2M
+ RCM Uplift+$28.7M
Pro Forma EBITDA$80.9M
Current Margin13.4%
Pro Forma Margin20.7%
WC Released (1x)$15.0M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$80.3M$631.5M7.87x51.1%
Base (11x exit)10.0x11.0x$80.3M$720.8M8.98x55.1%
Bull Case9.0x11.0x$72.3M$841.6M11.65x63.4%
Bull (12x exit)9.0x12.0x$72.3M$939.5M13.00x67.0%
Bear Case11.0x10.0x$88.3M$461.8M5.23x39.2%
Bear (11x exit)11.0x11.0x$88.3M$536.7M6.08x43.5%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumElevated Medicaid exposure (23.3%)Medicaid reimburses below cost in most states. Mitigant: denial reduction lever has highest impact on Medicaid claims

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 10 hospitals with 71-284 beds
  • Same-state prioritization (n=11)
  • Comp margins: P25=-9.3% / P50=5.5% / P75=22.3%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.