Corpus Intelligence IC Memo — DAMERON HOSPITAL 2026-04-26 19:06 UTC
IC Memo — DAMERON HOSPITAL
Investment Committee Memorandum | CA | 170 beds | Grade D | EBITDA uplift $9.6M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

DAMERON HOSPITAL

CCN 050122 | SAN JOAQUIN, CA | 170 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

DAMERON HOSPITAL is a 170-bed community hospital in SAN JOAQUIN, CA with $130.5M in net patient revenue and a -22.0% operating margin. The hospital serves a payer mix of 27.8% Medicare, 0.0% Medicaid, and 72.2% commercial.

Thesis: Undervalued. Our ML models identify $9.6M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -22.0% to -14.7% (+736bps).

Net Revenue HCRIS$130.5M
Current EBITDA COMPUTED$-28.8M
Operating Margin COMPUTED-22.0%
Occupancy HCRIS21.7%
Revenue / Bed COMPUTED$768K
Net-to-Gross HCRIS11.6%
Distress Probability MLnan%

2. Market Context & Competitive Position

414
CA Hospitals
-4.9%
State Median Margin
207
Comparable Hospitals

CA has 414 Medicare-certified hospitals with a median operating margin of -4.9%. The target's margin of -22.0% places it below the state median. Among 207 size-comparable peers (85-340 beds), the median margin is -4.5%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (85-340), prioritizing same-state peers. 207 hospitals in the comp set.

HospitalStateBedsRevenueMargin
DAMERON HOSPITAL (Target)CA170$130.5M-22.0%
CITY OF HOPE NATIONAL MEDICAL CA217$1.83B-10.7%
CHILDRENS HOSPITAL OF ORANGE CCA334$1.31B0.7%
KECK HOSPITAL OF USCCA301$1.11B-20.8%
SUTTER ROSEVILLE MEDICAL CENTECA318$1.07B12.1%
CALIFORNIA PACIFIC MEDICAL CENCA274$987.8M-18.5%
ZUCKERBERG SAN FRANCISCO GENERCA284$889.5M-41.7%
SANTA MONICA UCLA MEDICAL CENTCA281$835.9M2.8%
ENLOE MEDICAL CENTERCA258$834.4M-0.5%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $9.6M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$2.7M+210bp18mo
Cost to Collect4.5%2.5%$2.6M+200bp12mo
Denial Rate Reduction12.0%6.5%$2.6M+198bp12mo
A/R Days Reduction5200.0%3800.0%$1.6M+122bp9mo
Clean Claim Rate88.0%96.0%$84K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$2.7M
Cost to Collect
$2.6M
Denial Rate Reduction
$2.6M
A/R Days Reduction
$1.6M
Clean Claim Rate
$84K
Total EBITDA Uplift$9.6M
Current EBITDA$-28.8M
+ RCM Uplift+$9.6M
Pro Forma EBITDA$-19.2M
Current Margin-22.0%
Pro Forma Margin-14.7%
WC Released (1x)$5.0M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-44.3M$-93.7M0.00x-100.0%
Base (11x exit)10.0x11.0x$-44.3M$-117.5M0.00x-100.0%
Bull Case9.0x11.0x$-39.8M$-100.2M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-39.8M$-121.0M0.00x-100.0%
Bear Case11.0x10.0x$-48.7M$-127.4M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-48.7M$-156.0M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion
MediumLow occupancyAt 21.7%, fixed costs are spread over fewer patient days. Mitigant: volume growth is an additional upside lever not modeled in base case
LowLow net-to-gross ratioLarge contractual allowances suggest pricing discipline issues. Mitigant: payer renegotiation is an additional upside lever

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 207 hospitals with 85-340 beds
  • Same-state prioritization (n=208)
  • Comp margins: P25=-17.2% / P50=-4.5% / P75=3.9%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.