Corpus Intelligence IC Memo — BAPTIST HEALTH MEDICAL CENTER - FS 2026-04-26 04:02 UTC
IC Memo — BAPTIST HEALTH MEDICAL CENTER - FS
Investment Committee Memorandum | AR | 320 beds | Grade C | EBITDA uplift $20.5M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

BAPTIST HEALTH MEDICAL CENTER - FS

CCN 040055 | SEBASTIAN, AR | 320 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

BAPTIST HEALTH MEDICAL CENTER - FS is a 320-bed suburban community hospital in SEBASTIAN, AR with $279.1M in net patient revenue and a -13.1% operating margin. The hospital serves a payer mix of 30.7% Medicare, 8.6% Medicaid, and 60.8% commercial.

Thesis: Undervalued. Our ML models identify $20.5M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -13.1% to -5.8% (+736bps).

Net Revenue HCRIS$279.1M
Current EBITDA COMPUTED$-36.7M
Operating Margin COMPUTED-13.1%
Occupancy HCRIS51.9%
Revenue / Bed COMPUTED$872K
Net-to-Gross HCRIS14.5%
Distress Probability ML48.4%

2. Market Context & Competitive Position

108
AR Hospitals
-7.6%
State Median Margin
17
Comparable Hospitals

AR has 108 Medicare-certified hospitals with a median operating margin of -7.6%. The target's margin of -13.1% places it below the state median. Among 17 size-comparable peers (160-640 beds), the median margin is 0.2%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (160-640), prioritizing same-state peers. 17 hospitals in the comp set.

HospitalStateBedsRevenueMargin
BAPTIST HEALTH MEDICAL CENTER (Target)AR320$279.1M-13.1%
UAMS MEDICAL CENTERAR521$1.01B-7.2%
ARKANSAS CHILDRENS HOSPITALAR326$759.4M7.9%
MERCY HOSPITAL FORT SMITHAR256$447.1M13.8%
ST BERNARDS MEDICAL CENTERAR384$425.3M-18.1%
ST VINCENT INFIRMARY MEDICAL CAR379$392.7M-30.0%
MERCY MEDICAL CENTERAR236$366.7M7.7%
WASHINGTON REGIONAL MEDICAL CEAR377$352.8M-2.2%
NORTHWEST MEDICAL CENTERAR321$293.1M0.7%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $20.5M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$5.9M+210bp18mo
Cost to Collect4.5%2.5%$5.6M+200bp12mo
Denial Rate Reduction12.0%6.5%$5.5M+198bp12mo
A/R Days Reduction5200.0%3800.0%$3.4M+122bp9mo
Clean Claim Rate88.0%96.0%$179K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$5.9M
Cost to Collect
$5.6M
Denial Rate Reduction
$5.5M
A/R Days Reduction
$3.4M
Clean Claim Rate
$179K
Total EBITDA Uplift$20.5M
Current EBITDA$-36.7M
+ RCM Uplift+$20.5M
Pro Forma EBITDA$-16.1M
Current Margin-13.1%
Pro Forma Margin-5.8%
WC Released (1x)$10.7M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-56.4M$-36.6M0.00x-100.0%
Base (11x exit)10.0x11.0x$-56.4M$-58.6M0.00x-100.0%
Bull Case9.0x11.0x$-50.8M$-9.1M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-50.8M$-25.0M0.00x-100.0%
Bear Case11.0x10.0x$-62.1M$-121.0M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-62.1M$-153.2M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion
LowLow net-to-gross ratioLarge contractual allowances suggest pricing discipline issues. Mitigant: payer renegotiation is an additional upside lever

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 17 hospitals with 160-640 beds
  • Same-state prioritization (n=18)
  • Comp margins: P25=-11.9% / P50=0.2% / P75=6.6%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.