Corpus Intelligence IC Memo — PHOENIX MEDICAL PSYCHIATRIC HOSPITAL 2026-04-26 12:37 UTC
IC Memo — PHOENIX MEDICAL PSYCHIATRIC HOSPITAL
Investment Committee Memorandum | AZ | 96 beds | Grade D | EBITDA uplift $810K
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

PHOENIX MEDICAL PSYCHIATRIC HOSPITAL

CCN 034038 | MARICOPA, AZ | 96 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

PHOENIX MEDICAL PSYCHIATRIC HOSPITAL is a 96-bed under-performing / distressed in MARICOPA, AZ with $10.9M in net patient revenue and a -63.4% operating margin. The hospital serves a payer mix of 28.8% Medicare, 29.7% Medicaid, and 41.5% commercial.

Thesis: Turnaround. Our ML models identify $810K in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -63.4% to -55.9% (+740bps).

Net Revenue HCRIS$10.9M
Current EBITDA COMPUTED$-6.9M
Operating Margin COMPUTED-63.4%
Occupancy HCRIS40.4%
Revenue / Bed COMPUTED$114K
Net-to-Gross HCRIS29.8%
Distress Probability ML58.3%

2. Market Context & Competitive Position

124
AZ Hospitals
-0.8%
State Median Margin
56
Comparable Hospitals

AZ has 124 Medicare-certified hospitals with a median operating margin of -0.8%. The target's margin of -63.4% places it below the state median. Among 56 size-comparable peers (48-192 beds), the median margin is 1.9%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (48-192), prioritizing same-state peers. 56 hospitals in the comp set.

HospitalStateBedsRevenueMargin
PHOENIX MEDICAL PSYCHIATRIC HO (Target)AZ96$10.9M-63.4%
BANNER GATEWAY MEDICAL CENTERAZ185$573.8M5.2%
HAVASU REGIONAL MEDICAL CENTERAZ144$256.1M16.9%
SUMMIT HEALTHCAREAZ89$254.1M-2.9%
MOUNTAIN VISTA MEDICAL CENTERAZ162$223.9M-1.0%
BANNER UNIVERSITY MED CENTER SAZ132$190.9M-16.3%
HONORHEALTH SCOTTSDALE THOMPSOAZ120$187.9M-1.6%
VERDE VALLEY MEDICAL CENTERAZ87$172.5M4.3%
BANNER HEART HOSPITALAZ108$162.2M17.4%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $810K (740bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$230K+210bp18mo
Denial Rate Reduction12.0%6.5%$219K+200bp12mo
Cost to Collect4.5%2.5%$219K+200bp12mo
A/R Days Reduction5200.0%3800.0%$133K+122bp9mo
Clean Claim Rate88.0%96.0%$10K+9bp6mo

5. EBITDA Bridge

Net Collection Rate
$230K
Denial Rate Reduction
$219K
Cost to Collect
$219K
A/R Days Reduction
$133K
Clean Claim Rate
$10K
Total EBITDA Uplift$810K
Current EBITDA$-6.9M
+ RCM Uplift+$810K
Pro Forma EBITDA$-6.1M
Current Margin-63.4%
Pro Forma Margin-55.9%
WC Released (1x)$420K

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-10.7M$-37.6M0.00x-100.0%
Base (11x exit)10.0x11.0x$-10.7M$-44.9M0.00x-100.0%
Bull Case9.0x11.0x$-9.6M$-45.6M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-9.6M$-52.6M0.00x-100.0%
Bear Case11.0x10.0x$-11.7M$-38.2M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-11.7M$-45.8M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion
MediumElevated Medicaid exposure (29.7%)Medicaid reimburses below cost in most states. Mitigant: denial reduction lever has highest impact on Medicaid claims
HighElevated distress probabilityModel estimates 58.3% probability of financial distress. Mitigant: distressed entry pricing (7-9x) compensates for risk

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 56 hospitals with 48-192 beds
  • Same-state prioritization (n=57)
  • Comp margins: P25=-10.7% / P50=1.9% / P75=8.6%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.