Corpus Intelligence ML Analysis — MCHS NORTHLAND 2026-04-26 11:30 UTC
ML Analysis — MCHS NORTHLAND
CCN 521315 | Clustering + Distress + RCM Opportunity
🛡️ Public data only — no PHI permitted on this instance.

Investability Score

Buy — solid fundamentals with identifiable value creation levers. Proceed to detailed diligence.

61
/ 100 (B)
Financial Health18/25
RCM Upside7/25
Market Position14/20
Demand Defensibility7/15
Operational Efficiency15/15
Entry Multiple: 9.5x – 11.5x
Est. MOIC: 2.3x
Risk Factors:
  • Heavy Medicare dependence (>55%)
  • Small facility (<50 beds) — limited scale
Catalysts:
  • Strong commercial payer base protects revenue
  • Limited competition supports pricing power

Margin Prediction (Trained Ridge Model)

10.3%
R²=0.34 | n=4,907 | Grade B | Actual: 10.6%

Ridge regression trained on 4,907 HCRIS hospitals. 90% CI: [-18.0%, 38.6%]. P82 nationally.

DriverValueEffectExplanation
Revenue/Bed3479687.760+0.2653
Higher Revenue/Bed increases predicted margin
Expense/Bed3110220.480-0.1790
Higher Expense/Bed decreases predicted margin
State Peer Margin0.004+0.0371
Higher State Peer Margin increases predicted margi
Bed Utilization Value1812106.985+0.0311
Higher Bed Utilization Value increases predicted m
Log(Beds)3.219-0.0268
Lower Log(Beds) decreases predicted margin
Suburban Community Hospit
Archetype
47.5%
Distress Risk
$4.7M
RCM Opportunity
D
Opportunity Grade
16.0%
Projected Margin

Cluster: Suburban Community Hospital

Percentile within cluster: P61. Community hospitals — the largest PE deal category. Focus on RCM improvement and cost optimization at 9-11x.

Nearest Peers

HospitalStateBeds
PROMEDICA HICKMAN HOSPITALMI58
WATAUGA MEDICAL CENTERNC95
ST LUKES HOSPITAL - EASTON CAMPUSPA29
CULPEPER MEMORIAL HOSPITALVA70
SOUTHSIDE COMMUNITY HOSPITALVA80
SPECTRUM HEALTH LUDINGTONMI45

Distress Analysis

Risk: Elevated
National distress rate: 49.3%
WI distress rate: 34.5%
Model AUC: 0.629
FactorValueContributionDirection
Revenue Per Bed3479687.760-0.112▼ risk
Medicare Day Pct0.556+0.039▲ risk
Net To Gross Ratio0.452+0.037▲ risk
Medicaid Day Pct0.066-0.023▼ risk
Beds25.000-0.017▼ risk
Occupancy Rate0.521+0.004▲ risk

RCM Improvement Opportunity

Total (risk-adjusted): $4.7M
Current margin: 10.6%
Projected margin: 16.0%
Grade: D
Comps: 87

Gap analysis vs P75 peers with 60% closure assumption. Confidence-weighted by lever implementation difficulty.

LeverCurrentBenchmarkGapImpactConfidenceTimeline
Payer Mix Optimization0.3780.63625.8%$3.9M50%24mo
Net-to-Gross Ratio Improvement0.4520.5307.9%$802K65%18mo

Predicted RCM Performance (Public Data Only)

A
RCM Grade

Strong RCM profile — likely low-risk from an operations perspective. Focus diligence on growth thesis.

MetricPredicted90% CIPercentileAssessment
Denial Rate2.0%[2.0%, 25.0%]P0Strong — predicted denial rate is in the top third nationall
Days in AR28.4[25.0, 75.0]P46Strong — predicted days in ar is in the top third nationally
Clean Claim Rate98.0%[80.0%, 98.0%]P0Strong — predicted clean claim rate is in the top third.
Net Collection Rate99.5%[90.0%, 99.5%]P8Strong — predicted net collection rate is in the top third.