Corpus Intelligence ML Analysis — MEMORIAL HEALTH CARE SYSTEM INC. 2026-04-26 19:27 UTC
ML Analysis — MEMORIAL HEALTH CARE SYSTEM INC.
CCN 440091 | Clustering + Distress + RCM Opportunity
🛡️ Public data only — no PHI permitted on this instance.

Investability Score

Buy — solid fundamentals with identifiable value creation levers. Proceed to detailed diligence.

62
/ 100 (B)
Financial Health11/25
RCM Upside19/25
Market Position15/20
Demand Defensibility14/15
Operational Efficiency2/15
Entry Multiple: 9.5x – 11.5x
Est. MOIC: 2.3x
Risk Factors:
  • Negative operating margin
  • Expenses exceed revenue
Catalysts:
  • RCM optimization could add 3-5pp margin
  • Strong commercial payer base protects revenue
  • Limited competition supports pricing power

Margin Prediction (Trained Ridge Model)

-3.1%
R²=0.34 | n=4,907 | Grade B | Actual: -9.0%

Ridge regression trained on 4,907 HCRIS hospitals. 90% CI: [-31.4%, 25.2%]. P54 nationally.

DriverValueEffectExplanation
Bed Count431.000-0.0440
Higher Bed Count decreases predicted margin
Log(Beds)6.066+0.0393
Higher Log(Beds) increases predicted margin
Revenue/Bed1354777.905-0.0313
Lower Revenue/Bed decreases predicted margin
State Peer Margin-0.006+0.0291
Higher State Peer Margin increases predicted margi
Expense/Bed1476230.673+0.0223
Higher Expense/Bed increases predicted margin
Turnaround: 45%Turnaround possible (45%) but uncertain. Margin improvement depends on improving Bed Count.
Suburban Community Hospit
Archetype
44.2%
Distress Risk
$6.9M
RCM Opportunity
D
Opportunity Grade
-7.8%
Projected Margin

Cluster: Suburban Community Hospital

Percentile within cluster: P44. Community hospitals — the largest PE deal category. Focus on RCM improvement and cost optimization at 9-11x.

Nearest Peers

HospitalStateBeds
CLARA MAASS MEDICAL CENTERNJ259
PRESENCE SAINTS MARY & ELIZABETH MEDIL266
ADVENTIST HEALTH BAKERSFIELDCA254
BRISTOL REGIONAL MEDICAL CENTERTN244
HOLSTON VALLEY HOSP & MED CTRTN286
SPRINGFIELD REGIONAL MEDICAL CENTEROH230

Distress Analysis

Risk: Elevated
National distress rate: 49.3%
TN distress rate: 43.2%
Model AUC: 0.629
FactorValueContributionDirection
Occupancy Rate0.643-0.109▼ risk
Medicaid Day Pct0.011-0.077▼ risk
Net To Gross Ratio0.211-0.070▼ risk
Beds431.000+0.038▲ risk
Revenue Per Bed1354777.905+0.013▲ risk
Medicare Day Pct0.319-0.001▼ risk

RCM Improvement Opportunity

Total (risk-adjusted): $6.9M
Current margin: -9.0%
Projected margin: -7.8%
Grade: D
Comps: 20

Gap analysis vs P75 peers with 60% closure assumption. Confidence-weighted by lever implementation difficulty.

LeverCurrentBenchmarkGapImpactConfidenceTimeline
Net-to-Gross Ratio Improvement0.2110.2706.0%$4.1M65%18mo
Payer Mix Optimization0.6690.78711.8%$1.8M50%24mo
Occupancy Improvement0.6430.80616.4%$1.1M55%24mo

Predicted RCM Performance (Public Data Only)

A
RCM Grade

Strong RCM profile — likely low-risk from an operations perspective. Focus diligence on growth thesis.

MetricPredicted90% CIPercentileAssessment
Denial Rate2.0%[2.0%, 25.0%]P0Strong — predicted denial rate is in the top third nationall
Days in AR25.0[25.0, 75.0]P0Strong — predicted days in ar is in the top third nationally
Clean Claim Rate98.0%[80.0%, 98.0%]P0Strong — predicted clean claim rate is in the top third.
Net Collection Rate99.5%[90.0%, 99.5%]P8Strong — predicted net collection rate is in the top third.