Corpus Intelligence ML Analysis — ST. PETERSBURG GENERAL 2026-04-26 12:59 UTC
ML Analysis — ST. PETERSBURG GENERAL
CCN 100180 | Clustering + Distress + RCM Opportunity
🛡️ Public data only — no PHI permitted on this instance.

Investability Score

Speculative — only pursue if turnaround thesis is strong and entry multiple reflects risk.

41
/ 100 (D)
Financial Health19/25
RCM Upside5/25
Market Position4/20
Demand Defensibility9/15
Operational Efficiency5/15
Entry Multiple: 8.0x – 10.0x
Est. MOIC: 1.9x
Risk Factors:
    Catalysts:
    • Volume growth opportunity from low occupancy

    Margin Prediction (Trained Ridge Model)

    1.2%
    R²=0.34 | n=4,907 | Grade B | Actual: 25.9%

    Ridge regression trained on 4,907 HCRIS hospitals. 90% CI: [-27.1%, 29.5%]. P65 nationally.

    DriverValueEffectExplanation
    Expense/Bed452671.667+0.1484
    Higher Expense/Bed increases predicted margin
    Revenue/Bed610978.607-0.1352
    Lower Revenue/Bed decreases predicted margin
    State Peer Margin0.032+0.0578
    Higher State Peer Margin increases predicted margi
    Reimbursement Quality0.049+0.0440
    Higher Reimbursement Quality increases predicted m
    Net-to-Gross0.064-0.0342
    Lower Net-to-Gross decreases predicted margin
    nan%
    Distress Risk
    $4.5M
    RCM Opportunity
    D
    Opportunity Grade
    30.3%
    Projected Margin

    Distress Analysis

    Risk: Unknown
    National distress rate: 49.3%
    FL distress rate: 30.3%
    Model AUC: 0.629
    FactorValueContributionDirection
    Occupancy Rate0.395+0.121▲ risk
    Medicare Day Pct0.233-0.016▼ risk
    Medicaid Day Pctnan+nan▼ risk
    Net To Gross Ratio0.064-0.136▼ risk
    Revenue Per Bed610978.607+0.057▲ risk
    Beds168.000+0.003▲ risk

    RCM Improvement Opportunity

    Total (risk-adjusted): $4.5M
    Current margin: 25.9%
    Projected margin: 30.3%
    Grade: D
    Comps: 124

    Gap analysis vs P75 peers with 60% closure assumption. Confidence-weighted by lever implementation difficulty.

    LeverCurrentBenchmarkGapImpactConfidenceTimeline
    Occupancy Improvement0.3950.75435.9%$2.4M55%24mo
    Net-to-Gross Ratio Improvement0.0640.24317.9%$2.2M65%18mo

    Predicted RCM Performance (Public Data Only)

    B
    RCM Grade

    Average RCM profile — some improvement opportunities. Standard diligence scope recommended.

    MetricPredicted90% CIPercentileAssessment
    Denial Rate25.0%[2.0%, 25.0%]P83Below average — denial rate suggests RCM improvement opportu
    Days in AR75.0[25.0, 75.0]P83Below average — days in ar suggests RCM improvement opportun
    Clean Claim Rate98.0%[80.0%, 98.0%]P0Strong — predicted clean claim rate is in the top third.
    Net Collection Rate99.5%[90.0%, 99.5%]P8Strong — predicted net collection rate is in the top third.