Corpus Intelligence IC Memo — LAREDO REHABILITATION HOSPITAL 2026-04-26 15:54 UTC
IC Memo — LAREDO REHABILITATION HOSPITAL
Investment Committee Memorandum | TX | 21 beds | Grade D | EBITDA uplift $709K
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

LAREDO REHABILITATION HOSPITAL

CCN 673059 | WEBB, TX | 21 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

LAREDO REHABILITATION HOSPITAL is a 21-bed community hospital in WEBB, TX with $9.5M in net patient revenue and a 21.7% operating margin. The hospital serves a payer mix of 64.0% Medicare, 0.0% Medicaid, and 36.0% commercial.

Thesis: Turnaround. Our ML models identify $709K in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 21.7% to 29.2% (+743bps).

Net Revenue HCRIS$9.5M
Current EBITDA COMPUTED$2.1M
Operating Margin COMPUTED21.7%
Occupancy HCRIS81.5%
Revenue / Bed COMPUTED$454K
Net-to-Gross HCRIS61.8%
Distress Probability MLnan%

2. Market Context & Competitive Position

583
TX Hospitals
-0.7%
State Median Margin
228
Comparable Hospitals

TX has 583 Medicare-certified hospitals with a median operating margin of -0.7%. The target's margin of 21.7% places it above the state median. Among 228 size-comparable peers (10-42 beds), the median margin is -9.3%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (10-42), prioritizing same-state peers. 228 hospitals in the comp set.

HospitalStateBedsRevenueMargin
LAREDO REHABILITATION HOSPITAL (Target)TX21$9.5M21.7%
WISE HEALTH SYSTEM - PARKWAYTX36$361.0M-15.5%
CORYELL MEMORIAL HOSPITALTX25$305.9M-1.5%
TEXAS ORTHOPEDIC HOSPITATX42$237.8M46.3%
METHODIST HOSPITAL FOR SURGERYTX32$178.4M22.8%
TEXAS SPINE AND JOINT HOSPITALTX20$147.3M30.3%
NORTH CENTRAL SURGICAL HOSPITATX24$143.6M32.0%
SCOTT AND WHITE HOSPITAL TAYLOTX25$139.7M-47.5%
BAYLOR SURGICAL HOSPITAL AT FOTX30$136.0M14.8%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $709K (743bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$200K+210bp18mo
Denial Rate Reduction12.0%6.5%$192K+201bp12mo
Cost to Collect4.5%2.5%$191K+200bp12mo
A/R Days Reduction5200.0%3800.0%$116K+122bp9mo
Clean Claim Rate88.0%96.0%$10K+10bp6mo

5. EBITDA Bridge

Net Collection Rate
$200K
Denial Rate Reduction
$192K
Cost to Collect
$191K
A/R Days Reduction
$116K
Clean Claim Rate
$10K
Total EBITDA Uplift$709K
Current EBITDA$2.1M
+ RCM Uplift+$709K
Pro Forma EBITDA$2.8M
Current Margin21.7%
Pro Forma Margin29.2%
WC Released (1x)$366K

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$3.2M$20.8M6.51x45.5%
Base (11x exit)10.0x11.0x$3.2M$23.9M7.49x49.6%
Bull Case9.0x11.0x$2.9M$27.2M9.49x56.9%
Bull (12x exit)9.0x12.0x$2.9M$30.6M10.65x60.5%
Bear Case11.0x10.0x$3.5M$16.2M4.61x35.8%
Bear (11x exit)11.0x11.0x$3.5M$18.9M5.40x40.1%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumHeavy Medicare dependenceMedicare comprises 64.0% of days; rate updates may lag inflation. Mitigant: CDI/CMI lever directly increases Medicare reimbursement

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 228 hospitals with 10-42 beds
  • Same-state prioritization (n=229)
  • Comp margins: P25=-40.1% / P50=-9.3% / P75=8.9%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.