Corpus Intelligence IC Memo — RALEIGH GENERAL HOSPITAL 2026-04-26 03:50 UTC
IC Memo — RALEIGH GENERAL HOSPITAL
Investment Committee Memorandum | WV | 300 beds | Grade C | EBITDA uplift $13.4M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

RALEIGH GENERAL HOSPITAL

CCN 510070 | RALEIGH, WV | 300 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

RALEIGH GENERAL HOSPITAL is a 300-bed under-performing / distressed in RALEIGH, WV with $181.8M in net patient revenue and a -6.5% operating margin. The hospital serves a payer mix of 33.1% Medicare, 22.6% Medicaid, and 44.3% commercial.

Thesis: Undervalued. Our ML models identify $13.4M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -6.5% to 0.9% (+736bps).

Net Revenue HCRIS$181.8M
Current EBITDA COMPUTED$-11.8M
Operating Margin COMPUTED-6.5%
Occupancy HCRIS38.9%
Revenue / Bed COMPUTED$606K
Net-to-Gross HCRIS23.0%
Distress Probability ML56.3%

2. Market Context & Competitive Position

62
WV Hospitals
-0.3%
State Median Margin
9
Comparable Hospitals

WV has 62 Medicare-certified hospitals with a median operating margin of -0.3%. The target's margin of -6.5% places it below the state median. Among 9 size-comparable peers (150-600 beds), the median margin is -5.3%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (150-600), prioritizing same-state peers. 9 hospitals in the comp set.

HospitalStateBedsRevenueMargin
RALEIGH GENERAL HOSPITAL (Target)WV300$181.8M-6.5%
CABELL HUNTINGTON HOSPITALWV330$718.8M-1.8%
UNITED HOSPITAL CENTERWV232$516.4M9.4%
ST. MARYS MEDICAL CENTER INC.WV350$507.8M-9.8%
WHEELING HOSPITALWV189$411.4M-8.5%
CAMDEN-CLARK MEMORIAL HOSPITALWV256$357.5M-8.0%
CITY HOSPITAL INC.WV163$304.2M-2.8%
THOMAS MEMORIAL HOSPITALWV176$209.0M26.7%
MONONGALIA GENERAL HOSPITALWV160$155.1M-5.3%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $13.4M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$3.8M+210bp18mo
Cost to Collect4.5%2.5%$3.6M+200bp12mo
Denial Rate Reduction12.0%6.5%$3.6M+198bp12mo
A/R Days Reduction5200.0%3800.0%$2.2M+122bp9mo
Clean Claim Rate88.0%96.0%$116K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$3.8M
Cost to Collect
$3.6M
Denial Rate Reduction
$3.6M
A/R Days Reduction
$2.2M
Clean Claim Rate
$116K
Total EBITDA Uplift$13.4M
Current EBITDA$-11.8M
+ RCM Uplift+$13.4M
Pro Forma EBITDA$1.6M
Current Margin-6.5%
Pro Forma Margin0.9%
WC Released (1x)$7.0M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-18.1M$56.1M0.00x-100.0%
Base (11x exit)10.0x11.0x$-18.1M$55.8M0.00x-100.0%
Bull Case9.0x11.0x$-16.3M$94.1M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-16.3M$97.8M0.00x-100.0%
Bear Case11.0x10.0x$-19.9M$-4.9M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-19.9M$-11.9M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion
MediumElevated Medicaid exposure (22.6%)Medicaid reimburses below cost in most states. Mitigant: denial reduction lever has highest impact on Medicaid claims
HighElevated distress probabilityModel estimates 56.3% probability of financial distress. Mitigant: distressed entry pricing (7-9x) compensates for risk

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 9 hospitals with 150-600 beds
  • Same-state prioritization (n=10)
  • Comp margins: P25=-8.5% / P50=-5.3% / P75=-1.8%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.