Corpus Intelligence IC Memo — MEDICAL BEHAVIORAL HOSPITAL OF CLEAR 2026-04-26 13:00 UTC
IC Memo — MEDICAL BEHAVIORAL HOSPITAL OF CLEAR
Investment Committee Memorandum | TX | 92 beds | Grade D | EBITDA uplift $971K
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

MEDICAL BEHAVIORAL HOSPITAL OF CLEAR

CCN 454151 | HARRIS, TX | 92 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

MEDICAL BEHAVIORAL HOSPITAL OF CLEAR is a 92-bed under-performing / distressed in HARRIS, TX with $13.2M in net patient revenue and a -50.4% operating margin. The hospital serves a payer mix of 23.2% Medicare, 0.8% Medicaid, and 75.9% commercial.

Thesis: Turnaround. Our ML models identify $971K in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -50.4% to -43.0% (+738bps).

Net Revenue HCRIS$13.2M
Current EBITDA COMPUTED$-6.6M
Operating Margin COMPUTED-50.4%
Occupancy HCRIS51.5%
Revenue / Bed COMPUTED$143K
Net-to-Gross HCRIS29.4%
Distress Probability ML48.2%

2. Market Context & Competitive Position

583
TX Hospitals
-0.7%
State Median Margin
198
Comparable Hospitals

TX has 583 Medicare-certified hospitals with a median operating margin of -0.7%. The target's margin of -50.4% places it below the state median. Among 198 size-comparable peers (46-184 beds), the median margin is 2.7%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (46-184), prioritizing same-state peers. 198 hospitals in the comp set.

HospitalStateBedsRevenueMargin
MEDICAL BEHAVIORAL HOSPITAL OF (Target)TX92$13.2M-50.4%
ROUND ROCK HOSPITALTX165$681.4M8.7%
THE HEART HOSPITAL BAYLOR PLANTX109$464.6M25.7%
COVENANT CHILDRENS HOSPITALTX181$410.3M15.5%
COLLEGE STATION HOSPITALTX135$397.7M-0.9%
CHILDRENS HOSPITAL OF SAN ANTOTX174$376.5M-2.8%
DECATUR COMMUNITY HOSPITALTX81$361.0M-15.5%
CHILDRENS MEDICAL CENTER OF PLTX72$336.7M20.9%
MEDICAL CITY MCKINNEYTX166$302.5M-0.4%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $971K (738bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$276K+210bp18mo
Cost to Collect4.5%2.5%$263K+200bp12mo
Denial Rate Reduction12.0%6.5%$262K+199bp12mo
A/R Days Reduction5200.0%3800.0%$160K+122bp9mo
Clean Claim Rate88.0%96.0%$10K+7bp6mo

5. EBITDA Bridge

Net Collection Rate
$276K
Cost to Collect
$263K
Denial Rate Reduction
$262K
A/R Days Reduction
$160K
Clean Claim Rate
$10K
Total EBITDA Uplift$971K
Current EBITDA$-6.6M
+ RCM Uplift+$971K
Pro Forma EBITDA$-5.7M
Current Margin-50.4%
Pro Forma Margin-43.0%
WC Released (1x)$505K

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-10.2M$-34.0M0.00x-100.0%
Base (11x exit)10.0x11.0x$-10.2M$-40.7M0.00x-100.0%
Bull Case9.0x11.0x$-9.2M$-40.8M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-9.2M$-47.3M0.00x-100.0%
Bear Case11.0x10.0x$-11.2M$-35.6M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-11.2M$-42.8M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 198 hospitals with 46-184 beds
  • Same-state prioritization (n=199)
  • Comp margins: P25=-10.4% / P50=2.7% / P75=11.7%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.