Corpus Intelligence IC Memo — TEXAS HEALTH HOSPITAL ALLEN 2026-04-26 08:04 UTC
IC Memo — TEXAS HEALTH HOSPITAL ALLEN
Investment Committee Memorandum | TX | 59 beds | Grade C | EBITDA uplift $9.9M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

TEXAS HEALTH HOSPITAL ALLEN

CCN 450840 | COLLIN, TX | 59 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

TEXAS HEALTH HOSPITAL ALLEN is a 59-bed suburban community hospital in COLLIN, TX with $133.9M in net patient revenue and a 8.5% operating margin. The hospital serves a payer mix of 26.8% Medicare, 0.7% Medicaid, and 72.6% commercial.

Thesis: Turnaround. Our ML models identify $9.9M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 8.5% to 15.8% (+736bps).

Net Revenue HCRIS$133.9M
Current EBITDA COMPUTED$11.3M
Operating Margin COMPUTED8.5%
Occupancy HCRIS58.5%
Revenue / Bed COMPUTED$2.3M
Net-to-Gross HCRIS30.5%
Distress Probability ML43.6%

2. Market Context & Competitive Position

583
TX Hospitals
-0.7%
State Median Margin
230
Comparable Hospitals

TX has 583 Medicare-certified hospitals with a median operating margin of -0.7%. The target's margin of 8.5% places it above the state median. Among 230 size-comparable peers (30-118 beds), the median margin is 0.1%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (30-118), prioritizing same-state peers. 230 hospitals in the comp set.

HospitalStateBedsRevenueMargin
TEXAS HEALTH HOSPITAL ALLEN (Target)TX59$133.9M8.5%
THE HEART HOSPITAL BAYLOR PLANTX109$464.6M25.7%
DECATUR COMMUNITY HOSPITALTX81$361.0M-15.5%
WISE HEALTH SYSTEM - PARKWAYTX36$361.0M-15.5%
CHILDRENS MEDICAL CENTER OF PLTX72$336.7M20.9%
BAYLOR HEART AND VASCULAR HOSPTX53$255.0M30.0%
TEXAS ORTHOPEDIC HOSPITATX42$237.8M46.3%
PRESBYTERIAN HOSP FLOWER MOUNDTX99$215.0M28.3%
LAKE GRANBURY MEDICAL CENTERTX53$181.6M38.5%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $9.9M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$2.8M+210bp18mo
Cost to Collect4.5%2.5%$2.7M+200bp12mo
Denial Rate Reduction12.0%6.5%$2.7M+198bp12mo
A/R Days Reduction5200.0%3800.0%$1.6M+122bp9mo
Clean Claim Rate88.0%96.0%$86K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$2.8M
Cost to Collect
$2.7M
Denial Rate Reduction
$2.7M
A/R Days Reduction
$1.6M
Clean Claim Rate
$86K
Total EBITDA Uplift$9.9M
Current EBITDA$11.3M
+ RCM Uplift+$9.9M
Pro Forma EBITDA$21.2M
Current Margin8.5%
Pro Forma Margin15.8%
WC Released (1x)$5.1M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$17.5M$173.4M9.94x58.3%
Base (11x exit)10.0x11.0x$17.5M$196.4M11.25x62.3%
Bull Case9.0x11.0x$15.7M$234.6M14.94x71.7%
Bull (12x exit)9.0x12.0x$15.7M$260.6M16.59x75.4%
Bear Case11.0x10.0x$19.2M$118.4M6.17x43.9%
Bear (11x exit)11.0x11.0x$19.2M$136.5M7.11x48.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 230 hospitals with 30-118 beds
  • Same-state prioritization (n=231)
  • Comp margins: P25=-14.4% / P50=0.1% / P75=11.6%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.