Corpus Intelligence IC Memo — ENCOMPASS HEALTH REHABILITATION HOSP 2026-04-26 14:34 UTC
IC Memo — ENCOMPASS HEALTH REHABILITATION HOSP
Investment Committee Memorandum | PR | 42 beds | Grade D | EBITDA uplift $1.3M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

ENCOMPASS HEALTH REHABILITATION HOSP

CCN 403026 | MANATI, PR | 42 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

ENCOMPASS HEALTH REHABILITATION HOSP is a 42-bed community hospital in MANATI, PR with $17.4M in net patient revenue and a 9.9% operating margin. The hospital serves a payer mix of 11.1% Medicare, 0.0% Medicaid, and 88.9% commercial.

Thesis: Turnaround. Our ML models identify $1.3M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 9.9% to 17.3% (+736bps).

Net Revenue HCRIS$17.4M
Current EBITDA COMPUTED$1.7M
Operating Margin COMPUTED9.9%
Occupancy HCRIS95.5%
Revenue / Bed COMPUTED$415K
Net-to-Gross HCRIS59.1%
Distress Probability MLnan%

2. Market Context & Competitive Position

61
PR Hospitals
-8.8%
State Median Margin
14
Comparable Hospitals

PR has 61 Medicare-certified hospitals with a median operating margin of -8.8%. The target's margin of 9.9% places it above the state median. Among 14 size-comparable peers (21-84 beds), the median margin is -17.9%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (21-84), prioritizing same-state peers. 14 hospitals in the comp set.

HospitalStateBedsRevenueMargin
ENCOMPASS HEALTH REHABILITATIO (Target)PR42$17.4M9.9%
ADMIN DE SERVICIOS MEDICOS DE PR65$179.7M-50.0%
HOSPITAL MENONITA HUMACAOPR73$53.1M31.3%
HOSPITAL METRO HATO REY INC.PR84$34.2M-18.8%
HOSP. METROPOLITANO DE SAN GERPR63$28.5M-8.2%
CARIBBEAN MEDICAL CENTERPR44$24.8M-0.6%
HOSPITAL METROPOLITANO TITO MAPR67$24.3M-17.0%
CENTRO COMPRENSIVO DE CANCERPR48$20.4M-50.0%
HOSPITAL I GONZALEZ MARTINEZPR40$15.2M-50.0%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $1.3M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$366K+210bp18mo
Cost to Collect4.5%2.5%$349K+200bp12mo
Denial Rate Reduction12.0%6.5%$345K+198bp12mo
A/R Days Reduction5200.0%3800.0%$212K+122bp9mo
Clean Claim Rate88.0%96.0%$11K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$366K
Cost to Collect
$349K
Denial Rate Reduction
$345K
A/R Days Reduction
$212K
Clean Claim Rate
$11K
Total EBITDA Uplift$1.3M
Current EBITDA$1.7M
+ RCM Uplift+$1.3M
Pro Forma EBITDA$3.0M
Current Margin9.9%
Pro Forma Margin17.3%
WC Released (1x)$669K

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$2.7M$24.2M9.11x55.6%
Base (11x exit)10.0x11.0x$2.7M$27.5M10.34x59.6%
Bull Case9.0x11.0x$2.4M$32.6M13.62x68.6%
Bull (12x exit)9.0x12.0x$2.4M$36.3M15.15x72.2%
Bear Case11.0x10.0x$2.9M$17.0M5.79x42.1%
Bear (11x exit)11.0x11.0x$2.9M$19.6M6.70x46.3%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 14 hospitals with 21-84 beds
  • Same-state prioritization (n=15)
  • Comp margins: P25=-50.0% / P50=-17.9% / P75=-3.0%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.