Corpus Intelligence IC Memo — COSHOCTON REGIONAL MEDICAL CENTER 2026-04-26 16:27 UTC
IC Memo — COSHOCTON REGIONAL MEDICAL CENTER
Investment Committee Memorandum | OH | 56 beds | Grade C | EBITDA uplift $3.8M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

COSHOCTON REGIONAL MEDICAL CENTER

CCN 360109 | COSHOCTON, OH | 56 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

COSHOCTON REGIONAL MEDICAL CENTER is a 56-bed suburban community hospital in COSHOCTON, OH with $52.0M in net patient revenue and a 4.3% operating margin. The hospital serves a payer mix of 35.8% Medicare, 4.6% Medicaid, and 59.6% commercial.

Thesis: Turnaround. Our ML models identify $3.8M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 4.3% to 11.7% (+736bps).

Net Revenue HCRIS$52.0M
Current EBITDA COMPUTED$2.3M
Operating Margin COMPUTED4.3%
Occupancy HCRIS27.1%
Revenue / Bed COMPUTED$928K
Net-to-Gross HCRIS26.0%
Distress Probability ML53.7%

2. Market Context & Competitive Position

235
OH Hospitals
-0.3%
State Median Margin
90
Comparable Hospitals

OH has 235 Medicare-certified hospitals with a median operating margin of -0.3%. The target's margin of 4.3% places it above the state median. Among 90 size-comparable peers (28-112 beds), the median margin is -0.8%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (28-112), prioritizing same-state peers. 90 hospitals in the comp set.

HospitalStateBedsRevenueMargin
COSHOCTON REGIONAL MEDICAL CEN (Target)OH56$52.0M4.3%
DUBLIN METHODIST HOSPITALOH110$333.9M28.4%
LIMA MEMORIAL HOSPITALOH110$253.5M6.4%
KNOX COMMUNITY HOSPITALOH64$196.0M-16.7%
UH GEAUGA MEDICAL CENTEROH106$183.3M6.9%
CRYSTAL CLINIC ORTHOPAEDIC CENOH59$173.3M-14.9%
OBLENESS MEMORIAL HOSPITALOH67$160.9M29.9%
WOOSTER COMMUNITY HOSPITALOH104$151.3M2.6%
MEMORIAL HOSPITAL OF UNION COUOH51$151.0M8.0%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $3.8M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$1.1M+210bp18mo
Cost to Collect4.5%2.5%$1.0M+200bp12mo
Denial Rate Reduction12.0%6.5%$1.0M+198bp12mo
A/R Days Reduction5200.0%3800.0%$632K+122bp9mo
Clean Claim Rate88.0%96.0%$33K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$1.1M
Cost to Collect
$1.0M
Denial Rate Reduction
$1.0M
A/R Days Reduction
$632K
Clean Claim Rate
$33K
Total EBITDA Uplift$3.8M
Current EBITDA$2.3M
+ RCM Uplift+$3.8M
Pro Forma EBITDA$6.1M
Current Margin4.3%
Pro Forma Margin11.7%
WC Released (1x)$2.0M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$3.5M$53.1M15.30x72.6%
Base (11x exit)10.0x11.0x$3.5M$59.6M17.15x76.5%
Bull Case9.0x11.0x$3.1M$73.3M23.46x88.0%
Bull (12x exit)9.0x12.0x$3.1M$80.9M25.89x91.7%
Bear Case11.0x10.0x$3.8M$32.9M8.61x53.8%
Bear (11x exit)11.0x11.0x$3.8M$37.4M9.79x57.8%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumLow occupancyAt 27.1%, fixed costs are spread over fewer patient days. Mitigant: volume growth is an additional upside lever not modeled in base case
HighElevated distress probabilityModel estimates 53.7% probability of financial distress. Mitigant: distressed entry pricing (7-9x) compensates for risk

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 90 hospitals with 28-112 beds
  • Same-state prioritization (n=91)
  • Comp margins: P25=-15.1% / P50=-0.8% / P75=9.3%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.