Corpus Intelligence IC Memo — MEMORIAL MEDICAL CENTER 2026-04-26 10:39 UTC
IC Memo — MEMORIAL MEDICAL CENTER
Investment Committee Memorandum | NM | 199 beds | Grade C | EBITDA uplift $23.8M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

MEMORIAL MEDICAL CENTER

CCN 320018 | DONA ANA, NM | 199 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

MEMORIAL MEDICAL CENTER is a 199-bed suburban community hospital in DONA ANA, NM with $322.7M in net patient revenue and a 8.7% operating margin. The hospital serves a payer mix of 23.6% Medicare, 1.2% Medicaid, and 75.2% commercial.

Thesis: Turnaround. Our ML models identify $23.8M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 8.7% to 16.1% (+736bps).

Net Revenue HCRIS$322.7M
Current EBITDA COMPUTED$28.1M
Operating Margin COMPUTED8.7%
Occupancy HCRIS52.6%
Revenue / Bed COMPUTED$1.6M
Net-to-Gross HCRIS20.9%
Distress Probability ML45.4%

2. Market Context & Competitive Position

55
NM Hospitals
-2.7%
State Median Margin
8
Comparable Hospitals

NM has 55 Medicare-certified hospitals with a median operating margin of -2.7%. The target's margin of 8.7% places it above the state median. Among 8 size-comparable peers (100-398 beds), the median margin is 3.6%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (100-398), prioritizing same-state peers. 8 hospitals in the comp set.

HospitalStateBedsRevenueMargin
MEMORIAL MEDICAL CENTER (Target)NM199$322.7M8.7%
ST. VINCENT HOSPITALNM189$554.3M-0.6%
SAN JUAN REGIONAL MEDICAL CENTNM191$346.9M-4.6%
LOVELACE MEDICAL CENTER- DOWNTNM286$338.4M-11.2%
MOUNTAIN VIEW REG MED CTRNM166$262.2M25.7%
LOVELACE WOMENS HOSPITALNM162$198.8M7.9%
EASTERN NEW MEXICO MEDICAL CENNM120$117.8M54.3%
PLAINS REGIONAL MEDICAL CTR - NM100$113.3M-1.4%
BHC MESILLA VALLEY HOSPITAL LLNM120$25.2M16.8%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $23.8M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$6.8M+210bp18mo
Cost to Collect4.5%2.5%$6.5M+200bp12mo
Denial Rate Reduction12.0%6.5%$6.4M+198bp12mo
A/R Days Reduction5200.0%3800.0%$3.9M+122bp9mo
Clean Claim Rate88.0%96.0%$207K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$6.8M
Cost to Collect
$6.5M
Denial Rate Reduction
$6.4M
A/R Days Reduction
$3.9M
Clean Claim Rate
$207K
Total EBITDA Uplift$23.8M
Current EBITDA$28.1M
+ RCM Uplift+$23.8M
Pro Forma EBITDA$51.9M
Current Margin8.7%
Pro Forma Margin16.1%
WC Released (1x)$12.4M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$43.2M$422.9M9.78x57.8%
Base (11x exit)10.0x11.0x$43.2M$479.2M11.08x61.8%
Bull Case9.0x11.0x$38.9M$571.6M14.69x71.2%
Bull (12x exit)9.0x12.0x$38.9M$635.1M16.32x74.8%
Bear Case11.0x10.0x$47.6M$290.1M6.10x43.6%
Bear (11x exit)11.0x11.0x$47.6M$334.5M7.03x47.7%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 8 hospitals with 100-398 beds
  • Same-state prioritization (n=9)
  • Comp margins: P25=-2.2% / P50=3.6% / P75=19.0%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.