Corpus Intelligence IC Memo — HACKETTSTOWN MEDICAL CENTER 2026-04-26 15:42 UTC
IC Memo — HACKETTSTOWN MEDICAL CENTER
Investment Committee Memorandum | NJ | 95 beds | Grade C | EBITDA uplift $8.8M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

HACKETTSTOWN MEDICAL CENTER

CCN 310115 | WARREN, NJ | 95 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

HACKETTSTOWN MEDICAL CENTER is a 95-bed suburban community hospital in WARREN, NJ with $119.6M in net patient revenue and a 2.8% operating margin. The hospital serves a payer mix of 45.8% Medicare, 7.1% Medicaid, and 47.1% commercial.

Thesis: Turnaround. Our ML models identify $8.8M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 2.8% to 10.1% (+736bps).

Net Revenue HCRIS$119.6M
Current EBITDA COMPUTED$3.3M
Operating Margin COMPUTED2.8%
Occupancy HCRIS53.7%
Revenue / Bed COMPUTED$1.3M
Net-to-Gross HCRIS15.5%
Distress Probability ML47.1%

2. Market Context & Competitive Position

95
NJ Hospitals
-3.9%
State Median Margin
44
Comparable Hospitals

NJ has 95 Medicare-certified hospitals with a median operating margin of -3.9%. The target's margin of 2.8% places it above the state median. Among 44 size-comparable peers (48-190 beds), the median margin is -8.2%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (48-190), prioritizing same-state peers. 44 hospitals in the comp set.

HospitalStateBedsRevenueMargin
HACKETTSTOWN MEDICAL CENTER (Target)NJ95$119.6M2.8%
HELENE FULD MEDICAL CENTERNJ162$430.2M-3.2%
HUNTERDON MEDICAL CENTERNJ184$358.4M-9.6%
MOUNTAINSIDE HOSPITALNJ184$306.3M12.2%
SOUTHERN OCEAN MEDICAL CENTERNJ147$233.0M10.5%
DEBORAH HEART AND LUNG CENTERNJ85$211.9M-5.5%
ST LUKES WARREN HOSPITALNJ92$200.8M28.1%
ST. MICHAELS MEDICAL CENTERNJ147$198.6M-13.6%
ROBERT WOOD JOHNSON HOSPITAL @NJ152$193.9M-15.5%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $8.8M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$2.5M+210bp18mo
Cost to Collect4.5%2.5%$2.4M+200bp12mo
Denial Rate Reduction12.0%6.5%$2.4M+198bp12mo
A/R Days Reduction5200.0%3800.0%$1.5M+122bp9mo
Clean Claim Rate88.0%96.0%$77K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$2.5M
Cost to Collect
$2.4M
Denial Rate Reduction
$2.4M
A/R Days Reduction
$1.5M
Clean Claim Rate
$77K
Total EBITDA Uplift$8.8M
Current EBITDA$3.3M
+ RCM Uplift+$8.8M
Pro Forma EBITDA$12.1M
Current Margin2.8%
Pro Forma Margin10.1%
WC Released (1x)$4.6M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$5.1M$110.0M21.49x84.7%
Base (11x exit)10.0x11.0x$5.1M$122.6M23.96x88.8%
Bull Case9.0x11.0x$4.6M$153.3M33.29x101.6%
Bull (12x exit)9.0x12.0x$4.6M$168.6M36.61x105.5%
Bear Case11.0x10.0x$5.6M$64.3M11.42x62.7%
Bear (11x exit)11.0x11.0x$5.6M$72.6M12.89x66.7%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
LowLow net-to-gross ratioLarge contractual allowances suggest pricing discipline issues. Mitigant: payer renegotiation is an additional upside lever

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 44 hospitals with 48-190 beds
  • Same-state prioritization (n=45)
  • Comp margins: P25=-28.9% / P50=-8.2% / P75=1.9%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.