Corpus Intelligence IC Memo — MARY LANNING MEMORIAL HOSPITAL ASSOC 2026-04-26 03:51 UTC
IC Memo — MARY LANNING MEMORIAL HOSPITAL ASSOC
Investment Committee Memorandum | NE | 97 beds | Grade C | EBITDA uplift $14.7M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

MARY LANNING MEMORIAL HOSPITAL ASSOC

CCN 280032 | ADAMS, NE | 97 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

MARY LANNING MEMORIAL HOSPITAL ASSOC is a 97-bed suburban community hospital in ADAMS, NE with $200.0M in net patient revenue and a -8.9% operating margin. The hospital serves a payer mix of 36.0% Medicare, 7.4% Medicaid, and 56.6% commercial.

Thesis: Turnaround. Our ML models identify $14.7M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -8.9% to -1.5% (+736bps).

Net Revenue HCRIS$200.0M
Current EBITDA COMPUTED$-17.7M
Operating Margin COMPUTED-8.9%
Occupancy HCRIS41.7%
Revenue / Bed COMPUTED$2.1M
Net-to-Gross HCRIS39.4%
Distress Probability ML51.0%

2. Market Context & Competitive Position

98
NE Hospitals
-6.3%
State Median Margin
21
Comparable Hospitals

NE has 98 Medicare-certified hospitals with a median operating margin of -6.3%. The target's margin of -8.9% places it below the state median. Among 21 size-comparable peers (48-194 beds), the median margin is -8.8%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (48-194), prioritizing same-state peers. 21 hospitals in the comp set.

HospitalStateBedsRevenueMargin
MARY LANNING MEMORIAL HOSPITAL (Target)NE97$200.0M-8.9%
CHILDRENS HOSPITAL & MEDICAL CNE186$501.1M-10.3%
GREAT PLAINS HEALTHNE96$268.8M3.9%
REGIONAL WEST MEDICAL CENTERNE122$218.4M-12.9%
CHI HEALTH LAKESIDENE125$200.3M15.3%
FAITH REGIONAL HEALTH SERVICESNE122$198.1M10.1%
CHI HEALTH IMMANUELNE177$187.9M-8.8%
MADONNA REHABILITATION LTC HOSNE77$177.1M-8.8%
MADONNA REHAB OMAHA LTC HOSPITNE67$177.1M-8.8%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $14.7M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$4.2M+210bp18mo
Cost to Collect4.5%2.5%$4.0M+200bp12mo
Denial Rate Reduction12.0%6.5%$4.0M+198bp12mo
A/R Days Reduction5200.0%3800.0%$2.4M+122bp9mo
Clean Claim Rate88.0%96.0%$128K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$4.2M
Cost to Collect
$4.0M
Denial Rate Reduction
$4.0M
A/R Days Reduction
$2.4M
Clean Claim Rate
$128K
Total EBITDA Uplift$14.7M
Current EBITDA$-17.7M
+ RCM Uplift+$14.7M
Pro Forma EBITDA$-3.0M
Current Margin-8.9%
Pro Forma Margin-1.5%
WC Released (1x)$7.7M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-27.3M$30.2M0.00x-100.0%
Base (11x exit)10.0x11.0x$-27.3M$24.3M0.00x-100.0%
Bull Case9.0x11.0x$-24.6M$64.0M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-24.6M$62.6M0.00x-100.0%
Bear Case11.0x10.0x$-30.0M$-34.6M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-30.0M$-47.8M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion
HighElevated distress probabilityModel estimates 51.0% probability of financial distress. Mitigant: distressed entry pricing (7-9x) compensates for risk

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 21 hospitals with 48-194 beds
  • Same-state prioritization (n=22)
  • Comp margins: P25=-10.5% / P50=-8.8% / P75=3.9%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.