Corpus Intelligence IC Memo — LIBERTY HOSPITAL 2026-04-26 03:51 UTC
IC Memo — LIBERTY HOSPITAL
Investment Committee Memorandum | MO | 199 beds | Grade C | EBITDA uplift $22.3M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

LIBERTY HOSPITAL

CCN 260177 | CLAY, MO | 199 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

LIBERTY HOSPITAL is a 199-bed suburban community hospital in CLAY, MO with $303.2M in net patient revenue and a -3.1% operating margin. The hospital serves a payer mix of 31.9% Medicare, 7.3% Medicaid, and 60.8% commercial.

Thesis: Undervalued. Our ML models identify $22.3M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -3.1% to 4.2% (+736bps).

Net Revenue HCRIS$303.2M
Current EBITDA COMPUTED$-9.4M
Operating Margin COMPUTED-3.1%
Occupancy HCRIS46.5%
Revenue / Bed COMPUTED$1.5M
Net-to-Gross HCRIS28.1%
Distress Probability ML49.6%

2. Market Context & Competitive Position

138
MO Hospitals
-6.2%
State Median Margin
41
Comparable Hospitals

MO has 138 Medicare-certified hospitals with a median operating margin of -6.2%. The target's margin of -3.1% places it above the state median. Among 41 size-comparable peers (100-398 beds), the median margin is -2.7%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (100-398), prioritizing same-state peers. 41 hospitals in the comp set.

HospitalStateBedsRevenueMargin
LIBERTY HOSPITAL (Target)MO199$303.2M-3.1%
CHILDRENS MERCY HOSPITALMO328$1.44B30.5%
SSM SAINT LOUIS UNIVERSITY HOSMO317$772.2M-6.4%
HEARTLAND REGIONAL MEDICAL CENMO352$676.9M-6.2%
NORTH KANSAS CITY HOSPITALMO383$601.5M7.7%
FREEMAN OAK HILL HEALTH SYSTEMMO363$587.5M3.0%
ST. LUKES HOSPITALMO390$573.7M2.8%
SAINT FRANCIS MEDICAL CENTERMO282$556.6M-1.3%
UNIVERSITY HEALTH TRUMAN MED CMO258$540.8M-13.5%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $22.3M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$6.4M+210bp18mo
Cost to Collect4.5%2.5%$6.1M+200bp12mo
Denial Rate Reduction12.0%6.5%$6.0M+198bp12mo
A/R Days Reduction5200.0%3800.0%$3.7M+122bp9mo
Clean Claim Rate88.0%96.0%$194K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$6.4M
Cost to Collect
$6.1M
Denial Rate Reduction
$6.0M
A/R Days Reduction
$3.7M
Clean Claim Rate
$194K
Total EBITDA Uplift$22.3M
Current EBITDA$-9.4M
+ RCM Uplift+$22.3M
Pro Forma EBITDA$12.9M
Current Margin-3.1%
Pro Forma Margin4.2%
WC Released (1x)$11.6M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-14.5M$160.9M0.00x-100.0%
Base (11x exit)10.0x11.0x$-14.5M$172.3M0.00x-100.0%
Bull Case9.0x11.0x$-13.1M$241.2M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-13.1M$259.3M0.00x-100.0%
Bear Case11.0x10.0x$-16.0M$54.0M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-16.0M$54.2M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 41 hospitals with 100-398 beds
  • Same-state prioritization (n=42)
  • Comp margins: P25=-15.2% / P50=-2.7% / P75=5.3%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.