Corpus Intelligence IC Memo — ENCOMPASS HEALTH REHABILITATION HOSP 2026-04-26 17:25 UTC
IC Memo — ENCOMPASS HEALTH REHABILITATION HOSP
Investment Committee Memorandum | MD | 74 beds | Grade C | EBITDA uplift $2.7M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

ENCOMPASS HEALTH REHABILITATION HOSP

CCN 213028 | WICOMICO, MD | 74 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

ENCOMPASS HEALTH REHABILITATION HOSP is a 74-bed community hospital in WICOMICO, MD with $37.2M in net patient revenue and a 17.2% operating margin. The hospital serves a payer mix of 80.5% Medicare, 0.0% Medicaid, and 19.5% commercial.

Thesis: Turnaround. Our ML models identify $2.7M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 17.2% to 24.6% (+736bps).

Net Revenue HCRIS$37.2M
Current EBITDA COMPUTED$6.4M
Operating Margin COMPUTED17.2%
Occupancy HCRIS85.8%
Revenue / Bed COMPUTED$503K
Net-to-Gross HCRIS69.2%
Distress Probability MLnan%

2. Market Context & Competitive Position

59
MD Hospitals
-8.3%
State Median Margin
20
Comparable Hospitals

MD has 59 Medicare-certified hospitals with a median operating margin of -8.3%. The target's margin of 17.2% places it above the state median. Among 20 size-comparable peers (37-148 beds), the median margin is -4.4%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (37-148), prioritizing same-state peers. 20 hospitals in the comp set.

HospitalStateBedsRevenueMargin
ENCOMPASS HEALTH REHABILITATIO (Target)MD74$37.2M17.2%
MEMORIAL EASTONMD143$287.6M-4.1%
KENNEDY KRIEGERMD50$203.5M-50.0%
ST. MARYS HOSPITALMD105$198.5M-1.5%
UNION HOSPITAL OF CECIL COUNTYMD124$184.1M-4.6%
MEDSTAR HARBOR HOSPITALMD142$178.3M-13.3%
MEDSTAR MONTGOMERY MEDICAL CENMD96$173.7M-14.1%
CIVISTA MEDICAL CENTERMD98$154.9M2.9%
CALVERT MEMORIAL HOSPITALMD78$150.0M-7.2%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $2.7M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$782K+210bp18mo
Cost to Collect4.5%2.5%$745K+200bp12mo
Denial Rate Reduction12.0%6.5%$737K+198bp12mo
A/R Days Reduction5200.0%3800.0%$453K+122bp9mo
Clean Claim Rate88.0%96.0%$24K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$782K
Cost to Collect
$745K
Denial Rate Reduction
$737K
A/R Days Reduction
$453K
Clean Claim Rate
$24K
Total EBITDA Uplift$2.7M
Current EBITDA$6.4M
+ RCM Uplift+$2.7M
Pro Forma EBITDA$9.1M
Current Margin17.2%
Pro Forma Margin24.6%
WC Released (1x)$1.4M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$9.9M$69.7M7.07x47.9%
Base (11x exit)10.0x11.0x$9.9M$79.9M8.10x51.9%
Bull Case9.0x11.0x$8.9M$92.1M10.38x59.7%
Bull (12x exit)9.0x12.0x$8.9M$103.1M11.62x63.3%
Bear Case11.0x10.0x$10.8M$52.8M4.87x37.2%
Bear (11x exit)11.0x11.0x$10.8M$61.6M5.68x41.5%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumHeavy Medicare dependenceMedicare comprises 80.5% of days; rate updates may lag inflation. Mitigant: CDI/CMI lever directly increases Medicare reimbursement

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 20 hospitals with 37-148 beds
  • Same-state prioritization (n=21)
  • Comp margins: P25=-13.5% / P50=-4.4% / P75=-0.1%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.