Corpus Intelligence IC Memo — CORAL SHORES BEHAVIORAL HEALTH 2026-04-26 15:54 UTC
IC Memo — CORAL SHORES BEHAVIORAL HEALTH
Investment Committee Memorandum | FL | 80 beds | Grade D | EBITDA uplift $1.1M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

CORAL SHORES BEHAVIORAL HEALTH

CCN 104080 | MARTIN, FL | 80 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

CORAL SHORES BEHAVIORAL HEALTH is a 80-bed community hospital in MARTIN, FL with $15.6M in net patient revenue and a -5.1% operating margin. The hospital serves a payer mix of 8.0% Medicare, 0.0% Medicaid, and 92.0% commercial.

Thesis: Turnaround. Our ML models identify $1.1M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -5.1% to 2.2% (+736bps).

Net Revenue HCRIS$15.6M
Current EBITDA COMPUTED$-800K
Operating Margin COMPUTED-5.1%
Occupancy HCRIS59.2%
Revenue / Bed COMPUTED$195K
Net-to-Gross HCRIS36.6%
Distress Probability MLnan%

2. Market Context & Competitive Position

261
FL Hospitals
3.2%
State Median Margin
122
Comparable Hospitals

FL has 261 Medicare-certified hospitals with a median operating margin of 3.2%. The target's margin of -5.1% places it below the state median. Among 122 size-comparable peers (40-160 beds), the median margin is 2.8%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (40-160), prioritizing same-state peers. 122 hospitals in the comp set.

HospitalStateBedsRevenueMargin
CORAL SHORES BEHAVIORAL HEALTH (Target)FL80$15.6M-5.1%
WEST KENDALL BAPTIST HOSPITALFL127$361.6M18.5%
ADVENTHEALTH PALM COASTFL99$285.7M8.1%
HOMESTEAD HOSPITALFL159$270.4M-11.1%
NEMOURS CHILDRENS HOSPITALFL130$268.7M-10.2%
DOCTORS HOSPITALFL130$250.0M0.9%
ADVENTHEALTH ZEPHYRHILLSFL149$207.1M-0.8%
ADVENTHEALTH DELANDFL142$197.1M2.8%
ASCENSION SACRED HEART BAYFL126$192.1M-6.7%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $1.1M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$327K+210bp18mo
Cost to Collect4.5%2.5%$312K+200bp12mo
Denial Rate Reduction12.0%6.5%$309K+198bp12mo
A/R Days Reduction5200.0%3800.0%$190K+122bp9mo
Clean Claim Rate88.0%96.0%$10K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$327K
Cost to Collect
$312K
Denial Rate Reduction
$309K
A/R Days Reduction
$190K
Clean Claim Rate
$10K
Total EBITDA Uplift$1.1M
Current EBITDA$-800K
+ RCM Uplift+$1.1M
Pro Forma EBITDA$348K
Current Margin-5.1%
Pro Forma Margin2.2%
WC Released (1x)$598K

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-1.2M$6.2M0.00x-100.0%
Base (11x exit)10.0x11.0x$-1.2M$6.4M0.00x-100.0%
Bull Case9.0x11.0x$-1.1M$9.8M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-1.1M$10.4M0.00x-100.0%
Bear Case11.0x10.0x$-1.4M$861K0.00x-100.0%
Bear (11x exit)11.0x11.0x$-1.4M$507K0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 122 hospitals with 40-160 beds
  • Same-state prioritization (n=123)
  • Comp margins: P25=-10.2% / P50=2.8% / P75=11.8%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.