Corpus Intelligence IC Memo — EASTPOINTE HOSPITAL 2026-04-26 03:44 UTC
IC Memo — EASTPOINTE HOSPITAL
Investment Committee Memorandum | AL | 66 beds | Grade D | EBITDA uplift $4.2M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

EASTPOINTE HOSPITAL

CCN 014017 | BALDWIN, AL | 66 beds | April 26, 2026
EBITDA BridgeData Room
D
Investability

1. Target Overview & Investment Thesis

EASTPOINTE HOSPITAL is a 66-bed community hospital in BALDWIN, AL with $56.6M in net patient revenue and a -100.0% operating margin. The hospital serves a payer mix of 10.5% Medicare, 0.0% Medicaid, and 89.5% commercial.

Thesis: Turnaround. Our ML models identify $4.2M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from -100.0% to -108.0% (+736bps).

Net Revenue HCRIS$56.6M
Current EBITDA COMPUTED$-65.3M
Operating Margin COMPUTED-100.0%
Occupancy HCRIS53.4%
Revenue / Bed COMPUTED$858K
Net-to-Gross HCRIS88.2%
Distress Probability MLnan%

2. Market Context & Competitive Position

115
AL Hospitals
-8.5%
State Median Margin
54
Comparable Hospitals

AL has 115 Medicare-certified hospitals with a median operating margin of -8.5%. The target's margin of -100.0% places it below the state median. Among 54 size-comparable peers (33-132 beds), the median margin is -12.1%. The target's below-peer margin suggests operational improvement opportunity.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (33-132), prioritizing same-state peers. 54 hospitals in the comp set.

HospitalStateBedsRevenueMargin
EASTPOINTE HOSPITAL (Target)AL66$56.6M-100.0%
SOUTH BALDWIN REGIONAL MEDICALAL112$168.2M46.4%
ATHENS LIMESTONEAL66$88.9M-20.9%
BRYCE HOSPITALAL98$76.4M29.5%
RUSSELL MEDICAL CENTERAL45$75.3M-14.8%
JACK HUGHSTON MEMORIAL HOSPITAAL47$75.2M6.5%
COOSA VALLEY MEDICAL CENTERAL122$73.0M-11.7%
VAUGHAN REGIONAL MEDICAL CENTEAL109$63.0M-4.8%
MEDICAL CENTER ENTERPRISEAL99$59.1M1.6%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $4.2M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$1.2M+210bp18mo
Cost to Collect4.5%2.5%$1.1M+200bp12mo
Denial Rate Reduction12.0%6.5%$1.1M+198bp12mo
A/R Days Reduction5200.0%3800.0%$689K+122bp9mo
Clean Claim Rate88.0%96.0%$36K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$1.2M
Cost to Collect
$1.1M
Denial Rate Reduction
$1.1M
A/R Days Reduction
$689K
Clean Claim Rate
$36K
Total EBITDA Uplift$4.2M
Current EBITDA$-65.3M
+ RCM Uplift+$4.2M
Pro Forma EBITDA$-61.2M
Current Margin-100.0%
Pro Forma Margin-108.0%
WC Released (1x)$2.2M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$-100.5M$-389.4M0.00x-100.0%
Base (11x exit)10.0x11.0x$-100.5M$-460.9M0.00x-100.0%
Bull Case9.0x11.0x$-90.5M$-479.8M0.00x-100.0%
Bull (12x exit)9.0x12.0x$-90.5M$-550.2M0.00x-100.0%
Bear Case11.0x10.0x$-110.6M$-377.5M0.00x-100.0%
Bear (11x exit)11.0x11.0x$-110.6M$-451.2M0.00x-100.0%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
HighNegative operating marginRCM uplift bridge shows clear path to profitability; working capital release provides near-term cash cushion

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 54 hospitals with 33-132 beds
  • Same-state prioritization (n=55)
  • Comp margins: P25=-21.0% / P50=-12.1% / P75=6.1%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.