Corpus Intelligence IC Memo — ENCOMPASS HEALTH REHABILITATION HOSP 2026-04-26 09:36 UTC
IC Memo — ENCOMPASS HEALTH REHABILITATION HOSP
Investment Committee Memorandum | AL | 75 beds | Grade C | EBITDA uplift $2.4M
🛡️ Public data only — no PHI permitted on this instance.
Investment Committee Memorandum

ENCOMPASS HEALTH REHABILITATION HOSP

CCN 013028 | MONTGOMERY, AL | 75 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

ENCOMPASS HEALTH REHABILITATION HOSP is a 75-bed community hospital in MONTGOMERY, AL with $32.6M in net patient revenue and a 11.4% operating margin. The hospital serves a payer mix of 53.3% Medicare, 0.0% Medicaid, and 46.7% commercial.

Thesis: Turnaround. Our ML models identify $2.4M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 11.4% to 18.8% (+736bps).

Net Revenue HCRIS$32.6M
Current EBITDA COMPUTED$3.7M
Operating Margin COMPUTED11.4%
Occupancy HCRIS87.5%
Revenue / Bed COMPUTED$435K
Net-to-Gross HCRIS64.8%
Distress Probability MLnan%

2. Market Context & Competitive Position

115
AL Hospitals
-8.5%
State Median Margin
46
Comparable Hospitals

AL has 115 Medicare-certified hospitals with a median operating margin of -8.5%. The target's margin of 11.4% places it above the state median. Among 46 size-comparable peers (38-150 beds), the median margin is -10.4%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (38-150), prioritizing same-state peers. 46 hospitals in the comp set.

HospitalStateBedsRevenueMargin
ENCOMPASS HEALTH REHABILITATIO (Target)AL75$32.6M11.4%
SOUTH BALDWIN REGIONAL MEDICALAL112$168.2M46.4%
CULLMAN REGIONALAL137$167.1M-4.9%
ATHENS LIMESTONEAL66$88.9M-20.9%
BRYCE HOSPITALAL98$76.4M29.5%
RUSSELL MEDICAL CENTERAL45$75.3M-14.8%
JACK HUGHSTON MEMORIAL HOSPITAAL47$75.2M6.5%
COOSA VALLEY MEDICAL CENTERAL122$73.0M-11.7%
VAUGHAN REGIONAL MEDICAL CENTEAL109$63.0M-4.8%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $2.4M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$684K+210bp18mo
Cost to Collect4.5%2.5%$652K+200bp12mo
Denial Rate Reduction12.0%6.5%$645K+198bp12mo
A/R Days Reduction5200.0%3800.0%$397K+122bp9mo
Clean Claim Rate88.0%96.0%$21K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$684K
Cost to Collect
$652K
Denial Rate Reduction
$645K
A/R Days Reduction
$397K
Clean Claim Rate
$21K
Total EBITDA Uplift$2.4M
Current EBITDA$3.7M
+ RCM Uplift+$2.4M
Pro Forma EBITDA$6.1M
Current Margin11.4%
Pro Forma Margin18.8%
WC Released (1x)$1.3M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$5.7M$48.5M8.49x53.4%
Base (11x exit)10.0x11.0x$5.7M$55.2M9.66x57.4%
Bull Case9.0x11.0x$5.1M$65.0M12.64x66.1%
Bull (12x exit)9.0x12.0x$5.1M$72.4M14.08x69.7%
Bear Case11.0x10.0x$6.3M$34.6M5.51x40.7%
Bear (11x exit)11.0x11.0x$6.3M$40.1M6.39x44.9%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 46 hospitals with 38-150 beds
  • Same-state prioritization (n=47)
  • Comp margins: P25=-19.0% / P50=-10.4% / P75=6.1%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.