Corpus Intelligence RCM Diligence — Payer Stress Lab 2026-04-26 02:33 UTC
RCM Diligence — Payer Stress Lab
Payer mix × rate-movement priors × concentration amp
🛡️ Public data only — no PHI permitted on this instance.
Working dealDECATUR MORGAN - DECATUR CAMPUS·$170M NPR · $8.5M EBITDA (5.0% margin)
Deal MCCovenant StressPayer StressBear CaseReg CalendarFull Pipeline
Payer Mix Stress Lab
How fragile is your payer mix?
Stress-tests the target's commercial + government payer portfolio against empirical rate-movement priors for 19 major US payers. Produces per-payer rate shock distributions, aggregate NPR impact cone across the hold, concentration penalty, and a cumulative EBITDA-at-risk headline. Data: HFMA / MGMA / AHA sector surveys + public-comp 10-K payer-rate commentary. Refresh priors quarterly.
Paste target payer mix
One line per payer. Format: name, share% or name, share%, renewal_iso_date. Shares may be percentages (34%) or fractions (0.34). Supported payer names: UnitedHealthcare, Anthem, Aetna, Cigna, Humana, BCBS-[state], Kaiser, Medicare FFS, Medicare Advantage, Medicaid FFS, Medicaid managed, Centene, Molina, TRICARE, Workers Comp, Self-pay — plus free-text (falls back to neutral prior).