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Investment Committee Memorandum | PA | 71 beds | Grade C | EBITDA uplift $2.6M
Investment Committee Memorandum

ENCOMPASS HEALTH REHABILITATION HOSP

CCN 393040 | BLAIR, PA | 71 beds | April 26, 2026
EBITDA BridgeData Room
C
Investability

1. Target Overview & Investment Thesis

ENCOMPASS HEALTH REHABILITATION HOSP is a 71-bed suburban community hospital in BLAIR, PA with $35.1M in net patient revenue and a 8.9% operating margin. The hospital serves a payer mix of 46.7% Medicare, 0.9% Medicaid, and 52.4% commercial.

Thesis: Turnaround. Our ML models identify $2.6M in annual EBITDA improvement potential from RCM optimization across 5 levers, lifting margin from 8.9% to 16.3% (+736bps).

Net Revenue HCRIS$35.1M
Current EBITDA COMPUTED$3.1M
Operating Margin COMPUTED8.9%
Occupancy HCRIS83.3%
Revenue / Bed COMPUTED$495K
Net-to-Gross HCRIS54.5%
Distress Probability ML44.1%

2. Market Context & Competitive Position

225
PA Hospitals
-4.4%
State Median Margin
97
Comparable Hospitals

PA has 225 Medicare-certified hospitals with a median operating margin of -4.4%. The target's margin of 8.9% places it above the state median. Among 97 size-comparable peers (36-142 beds), the median margin is -1.1%. The target performs in line with or above peers.

3. RCM Performance Analysis — Comparable Hospitals

Comps selected by bed count (36-142), prioritizing same-state peers. 97 hospitals in the comp set.

HospitalStateBedsRevenueMargin
ENCOMPASS HEALTH REHABILITATIO (Target)PA71$35.1M8.9%
THE GETTYSBURG HOSPITALPA76$341.8M18.4%
ST. JOSEPH MEDICAL CENTERPA132$334.8M13.2%
EPHRATA COMMUNITY HOSPITALPA115$291.8M3.8%
AMERICAN ONCOLOGIC HOSPIALPA100$229.8M-11.1%
EVANGELICAL COMMUNITY HOSPITALPA119$223.6M5.1%
ST. LUKES HOSPITAL - MONROE CAPA98$221.8M7.8%
GEISINGER LEWISTOWN HOSPITALPA107$210.8M11.2%
UPMC HANOVERPA73$200.8M18.2%

4. Predicted Improvement Opportunities

Improvement targets set at P75 of comparable peers with 60% gap closure assumption. Coefficients calibrated to published research bands. Total EBITDA uplift: $2.6M (736bps margin improvement).

LeverCurrentTargetEBITDA ImpactMarginRamp
Net Collection Rate93.5%97.0%$737K+210bp18mo
Cost to Collect4.5%2.5%$702K+200bp12mo
Denial Rate Reduction12.0%6.5%$695K+198bp12mo
A/R Days Reduction5200.0%3800.0%$427K+122bp9mo
Clean Claim Rate88.0%96.0%$22K+6bp6mo

5. EBITDA Bridge

Net Collection Rate
$737K
Cost to Collect
$702K
Denial Rate Reduction
$695K
A/R Days Reduction
$427K
Clean Claim Rate
$22K
Total EBITDA Uplift$2.6M
Current EBITDA$3.1M
+ RCM Uplift+$2.6M
Pro Forma EBITDA$5.7M
Current Margin8.9%
Pro Forma Margin16.3%
WC Released (1x)$1.3M

6. Returns Analysis — Scenario Matrix

5-year hold, 5.5x leverage, 3% organic growth, 10%/yr debt paydown. Base case uses 100% of predicted RCM uplift. Bull case: 130% uplift at lower entry. Bear case: 50% uplift at higher entry.

ScenarioEntryExitEquity InEquity OutMOICIRR
Base Case10.0x10.0x$4.8M$46.5M9.66x57.4%
Base (11x exit)10.0x11.0x$4.8M$52.7M10.95x61.4%
Bull Case9.0x11.0x$4.3M$62.8M14.50x70.7%
Bull (12x exit)9.0x12.0x$4.3M$69.8M16.11x74.4%
Bear Case11.0x10.0x$5.3M$32.0M6.05x43.3%
Bear (11x exit)11.0x11.0x$5.3M$36.9M6.97x47.5%

7. Key Risks & Mitigants

SeverityRisk FactorMitigant
MediumStandard execution riskRCM improvement requires management buy-in and 12-18 month implementation timeline

8. Data Sources & Methodology Appendix

Data Sources

  • CMS HCRIS Cost Reports (Medicare-certified hospitals)
  • CMS Medicare Utilization (DRG-level volumes)
  • CMS Chronic Conditions (county-level disease prevalence)
  • HCRIS multi-year trend data (financial time series)

Comparable Selection

  • 97 hospitals with 36-142 beds
  • Same-state prioritization (n=98)
  • Comp margins: P25=-18.7% / P50=-1.1% / P75=8.6%

Bridge Methodology

  • Targets: P75 of comparable peers (60% gap closure)
  • Denial: avoidable share = 35% of delta × NPR
  • AR: bad debt coefficient = $0.65 per day per $1K NPR
  • NCR: 60% coefficient on collection rate improvement
  • CDI: 0.75% of Medicare revenue per 0.01 CMI point

Returns Assumptions

  • Leverage: 5.5x entry (84.6% debt / 15.4% equity)
  • Organic growth: 3% annual EBITDA growth
  • Debt paydown: 10% of principal per year
  • Hold period: 5 years

Generated by SeekingChartis on April 26, 2026. All predictions use public data only. Confidence intervals calibrated via split conformal prediction (90% coverage target). This memo is for informational purposes and does not constitute investment advice.

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